Category: Blog

Q. Who Pays for Fire Brigade Charges After a Car Accident?

A.

If you are involved in a road traffic accident or a car accident it’s likely that emergency services may be called to the scene. In Ireland, when the fire brigade receives a call out to an incident, there is usually a charge for the service they provide. And, while these charges play an important role in helping to fund the cost of the fire service, they can be hefty. Leaving many Irish motorists wondering who picks up the bill – you or your car insurance?

Fire Brigade Call Out Charges

Fire brigades and local authorities across the country apply a charge for attending domestic and commercial incidents under the Fire Services Act 1981.  This fee covers the operational cost of responding to an emergency. Charges are normally set by each local authority or county council and can vary based on the type of incident.

For road traffic accidents, charges are normally sent directly to the owner of the vehicle involved. In cases where multiple vehicles might be involved, each owner may receive an individual charge from the relevant fire authorities or local council.

Does My Car Insurance Cover Fire Brigade Charges

Typically, most comprehensive motor insurance policies will provide cover for fire brigade charges, but conditions or limits may apply so it’s always best to contact your insurer. 

Under KennCo comprehensive car policies, we will contribute up to €385 towards any charges levied by a fire authority in line with the Fire Services Act 1981, provided they arise from a valid claim caused by an incident that is covered under your insurance policy. 

If fire brigade call out charges are levied as a result of a collision with another vehicle or because your car suffered damage from an impact, you must have the appropriate level of cover in place for this benefit to apply.  

What to Do If You Receive a Fire Brigade Charge

If you receive an invoice from a local fire authority following an accident, contact us as soon as possible and provide full details of the incident. Do not ignore the bill, as local authorities can pursue unpaid fees. Our claims team will advise you on how your claim should be handled  so it can be processed up to the policy limit.

Looking to Save On Your Car Insurance?

At KennCo, our car insurance cover offers competitive rates and valuable benefits, including a replacement car as standard. Get peace of mind knowing you’re fully covered.

Get a Secure Quote Today
Car Insurance

Q. Taking Care of your Pets in Hot Weather

A.

With hot weather appearing and disappearing over the last few weeks it is important to keep your pets safe while both in and around the home. You might think letting them roam around outside is a great idea but in reality it’s important to know what care your pets need during hot weather, and how to keep them cool this summer.

How To Keep Your Pets Cool In Hot Weather

1. Don’t leave your pet in the car – We have all heard the horror stories on social media going viral over the last few years of animals being left in cars with disastrous endings. You might pop into your local Tesco to grab a few bits and you come back to your car and it’s like a furnace. Regardless of whether you can leave the windows open a few centimeters or not your pet will be uncomfortable and in danger being left in the car. If you do see a dog or other animal locked in a car on a hot day, the ISPCA advise that you try to determine how long the dog has been left in the car (look for a pay and display ticket on the dashboard, for example). And if the pet is showing signs of distress or overheating, then contact the Gardaí immediately or dial 999 /112.

2. Avoid walking your dog during peak sun hours – The best times for walking your dog during the hot weather is early morning or late evening. You can check the temperature of the ground by pressing your fingers on the ground for 5 seconds. If you can’t leave your fingers on the ground then it is too hot for your dog also. Just like humans, dogs can get sunburnt through their fur and around their nose.

3. Keep your house cold – Leaving your windows open during the heat when possible will really help your pets stay comfortable during the day, if you have house pets. You will often find your pets in the coolest part of your house during this weather so helping them stay cool will keep them comfortable.

4. Shade – If you keep your pets outside make sure they have a shaded area they can rest under during the day

how to keep pets cool in warm weather

5. Food & Water – Plenty of water kept in the shade to keep your dog hydrated. Adding some ice cubes to the water is a good idea to keep the water cold for longer. Like humans, your dog may not feel hungry during warmer weather. Monitor how much your dog is eating if they are prone to undereating.

6. Avoid dog grooming – Although you might think that by getting rid of your dog’s longer fur it will cool your pet down, it may do more harm than good. Fur acts as a protection from sunburn and overheating.

7. Checking for ticks and fleas – Warm weather will cause ticks and fleas to thrive so it’s good to be vigilant and use the warm weather as an excuse to wash your pets bedding frequently.

8. Keep your shed and cleaning products locked away – You may be using your gardening and cleaning products more freely during the summer months so be careful to keep toxic and chemical products locked away or out of reach of your pets and children.

9. Dehydration – Watch out for the signs of dehydration such as panting, vomiting clear liquid, increased heart rate and restlessness to name a few.

10. Swimming – Dogs who can swim well can be brought to beaches, lakes or canals for some swimming and a quick cool down. Paddling pools and hoses can be used at home and for dogs who may not feel comfortable in deep water.

If you notice anything out of the ordinary with your pet contact your local vet, they will have an out of hour’s number available if needed.

Signs of Heatstroke in Dogs & Cats

If you notice any of the following signs in your cat or dog during warm weather, you should treat it as an emergency.

  • Heavy Panting or Breathing: For dogs, this may be frantic, heavy, or noisy panting. For cats, any panting or open-mouthed breathing is a serious sign of distress.
  • Lethargy, Weakness or Dizziness: Your pet may seem unusually tired, drowsy, uncoordinated or may stumble when trying to walk.
  • Drooling More Than Normal: Excessive or unusually thick or heavy drool.
  • Change in Gum/Tongue Colour: Gums or tongue may appear bright red, dark red, pale or even have a blueish tinge.
  • Restlessness: Your pet may seem agitated, anxious or unable to settle as it tries to find a cool spot.
  • Increased Heart Rate: Your pet’s heart may be beating faster than usual or feel like it is racing.
  • Confusion or Glazed Eyes: They may seem disoriented or have a glassy-eyed appearance.
  • Sweaty Paws (especially in cats): As cats sweat through their paws, you might notice damp paw prints.
  • Collapse, Muscle Tremors, or Seizures: These are signs of severe, life-threatening heatstroke.

If you believe your pet is suffering from heatstroke, you must take immediate steps to cool them down and contact your vet straight away for emergency advice.

 

How To Keep Pets Cool In Hot Weather
Frequently Asked Questions

Low-Cost Travel Insurance You Can Rely On

KennCo offers some of the best and most competitive travel insurance options for individuals, couples and families in Ireland. Choose between multi-trip or single trip cover and pick coverage that suits your needs. Get a quick quote online.

Get a Secure Quote Today
Travel Insurance Quote Ireland 2025

Q. Lost Your Irish Passport? Don’t Panic

A.

Losing your passport can be a stressful experience, especially if you plan to travel soon. If you’re an Irish citizen and you’ve lost your passport, don’t worry – there are steps to get a new one and continue with your travel plans. 

In this blog post, we’ll explain what you should do if you’ve lost your Irish passport, answer some common questions about lost passports, and offer tips for preventing passport loss in the future.

What to do if you’ve lost your Irish passport

If you’ve lost your Irish passport, you should report it to the authorities first. This ensures your old passport is cancelled and cannot be used by anyone else. In Ireland, you can report the loss to the Gardaí.

If you’re abroad, you should contact the local police and the Irish embassy or the nearest Irish Embassy or Consulate. They will cancel your passport and advise you on the next steps. You’ll need to fill out a form to report the loss and get a reference number, which you’ll need when applying for a new passport. It is also wise to report any theft to the local police and get a police report, which can be useful for travel insurance claims.

police

Once you’ve reported the loss, you can apply for a new passport. The Irish Department of Foreign Affairs offers an online passport application system. This streamlined process allows you to report your passport as lost or stolen directly within the application. To complete your application, you’ll need to provide personal information, upload a digital photo, and pay the applicable fee.

The system also enables you to track the progress of your application and receive updates via email or text message. It is the quickest and easiest way to apply for a new passport. 

Additionally, you can also apply through the post via An Post or in-person with the Passport Office’s counter service (available at offices in Dublin and Cork). 

Irish Passport

If you need your new passport urgently, you can contact the Passport Service directly to apply for an emergency passport. This service is available to Irish citizens who do not hold or have lost their passports and urgently need to travel. As the name suggests, this service is strictly for emergencies only – such as the death of an immediate family member abroad or for urgent medical care.

Cost to Replace/Renew Your Passport

The current fee for a standard 10-year adult passport is €75 online, while the paper application fee is €80 plus a booking fee. Turnaround times for online applications are also much faster, typically taking a few weeks, whereas paper applications can take two months or longer.

Application via Passport Online Service

AdultCost
Standard 10-Year Passport €75
Large 66-Page, 10-Year Passport €105
Passport Card €35
Standard Passport + Passport Card €100
Large Passport + Card€130
An additional €15 postage fee applies to residents outside of Ireland.
ChildCost
Standard 5-Year Passport (for Under 18s)€20
Large 66-Page, 5-Year Passport (for Under 18s)€50
Passport Card€35
Standard 5-Year Passport + Passport Card (for Under 18s)€45
Large 66-Page, 5-Year Passport + Passport Card (for Under 18s)€75
For child applications, there is an additional €5 postal fee (per application) to offset the cost of returning documents to the applicant.

Application via AnPost

AdultCost
Standard 10-Year Passport €80
Large 66-Page, 10-Year Passport €110
Standard 5-Year Passport (for Under 18s)€30
Large 66-Page, 5-Year Passport (for Under 18s)€55
An additional administrative fee of €9.50 for a single application, or €16 for up to four applications applies to passport applications made via AnPost.

What If I Need to Travel Urgently?

If you are abroad and need to return to Ireland urgently due to an emergency, such as a family bereavement, you can apply for an Emergency Travel Document. This is not a full passport; it is a single-use document that will allow you to complete your journey home. You must apply for this in person at the Irish Embassy or Consulate in the country you are in.

Tips for Preventing Passport Loss

Here are some tips for preventing the loss of your Irish passport:

  1. Keep your passport safe and secure: When you’re not travelling, store your passport in a secure location such as a home safe, safety deposit box, or locked cabinet.
  2. Make copies of your passport: Make a photocopy of your passport and store it in a separate location from your passport. Also, consider scanning a copy of your passport and storing it on your phone or computer.
  3. Keep your passport with you when travelling: Always keep it with you and never leave it unattended in public places or in your hotel room.
  4. Use a passport cover: A passport cover can help protect your passport from damage and make it more difficult for someone to steal or tamper.
  5. Be aware of your surroundings: When travelling, be mindful of your surroundings and watch for any suspicious behaviour or individuals.
  6. Report a lost or stolen passport immediately: If it is lost or stolen, report it to the Irish embassy or consulate in your country as soon as possible.
  7. Renew your passport before it expires: To avoid any issues with an expired passport, make sure to renew it before it expires.

Losing your passport can be a very stressful and costly experience. These preventative steps can help protect your passport and make your travels go more smoothly. If you’re travelling or planning a holiday abroad, choose KennCo Insurance for comprehensive travel protection. Get a quote today!

Have you ever lost your passport while traveling?

Lost Irish Passport FAQs

Here are some of the most common questions people have when they lose their Irish passport:

Low-Cost Travel Insurance You Can Rely On

KennCo offers some of the best and most competitive travel insurance options for individuals, couples and families in Ireland. Choose between multi-trip or single trip cover and pick coverage that suits your needs. Get a quick quote online.

Get a Secure Quote Today
Travel Insurance Quote Ireland 2025

Q. Bank Holidays in Ireland- Where Do They Come From?

A.

Origins of Irish Bank Holidays

Bank Holidays

We all love our Bank Holidays and with the brighter evenings and the summer approaching, we have three days to look forward to in May, June and August. So we’ve decided to take a quick look at the history of how our Irish Bank holidays came about.

Until 1834, the Bank of England observed about 33 saints’ days and religious festivals as holidays, but in 1834 this was reduced to just four: 1 May (May Day), 1 November (All Saints’ Day), Good Friday and Christmas Day. In 1871, the first legislation relating to bank holidays was passed when Liberal politician and banker Sir John Lubbock introduced the Bank Holidays Act 1871, which specified the days in the table below.

Dates of Bank Holidays & Public Holidays in Ireland, England, Scotland and Wales

Ireland

England & Wales

Scotland

New Year’s Day 

 

New Year’s Day

St. Brigid’s Day

  

Saint Patrick’s Day (17 March)

  

Easter Monday

Easter Monday

Good Friday

First Monday in May

 

First Monday in May

First Monday in June

Whit Monday (June)

 

First Monday in August

First Monday in August

First Monday in August

Last Monday in October

  

Christmas Day 

 

Christmas Day

Saint Stephen’s Day 

Boxing Day/St Stephens Day

 

Under the Act, no person was required to make any payment or to do any act upon a bank holiday which they would not be required to do on Christmas Day or Good Friday. At this time, Ireland was still under British Rule, so we also benefited from the official bank holidays. This was also a time when workers were not entitled to the current 20 minimum day’s paid annual leave, and for some, may have been the only days apart from the weekends when they got off work!

The act did not include Good Friday or Christmas Day as bank holidays as they were already recognised as common law holidays since before records began. In 1903, the Bank Holiday (Ireland) Act added 17 March, Saint Patrick’s Day, as a bank holiday for Ireland only.

In 1939, the Oireachtas passed the Holidays (Employees) Act 1939 which designated the public holidays like Christmas Day; St. Stephen’s Day; St. Patrick’s Day; Easter Monday; Whit Monday and the first Monday in August. The Holidays (Employees) Act 1973, replaced the Whit Monday holiday with the first Monday in June. New Year’s Day was not listed in the Act but was added by Statutory Instrument in 1974. The October Holiday (Halloween) was added in 1977. The first Monday in May (commonly known as May Day) was added in 1993 and first observed in 1994.

Bank Holidays in Ireland 2026

Here are the dates for Ireland’s ten public holidays in 2026:

  • Thursday,  1st  January – New Year’s Day

  • Monday,  2nd  February – St Brigid’s Day 

  • Tuesday,  17th  March – Saint Patrick’s Day

  • Monday,  6th April – Easter Monday

  • Monday,  4th  May – May Day (first Monday in May)

  • Monday,  1st  June – June Bank Holiday (first Monday in June)

  • Monday,  3rd  August – August Bank Holiday (first Monday in August)

  • Monday,  26th  October – October Bank Holiday (last Monday in October)

  • Friday,  25th December – Christmas Day 

  • Friday,  26 December – St Stephen’s Day

Good Friday is a bit of a strange one, for some companies treat it as a National Holiday and others don’t, as it is not an official Bank Holiday. It is a Public Holiday in Northern Ireland only. In 2018, the prohibition of the sale of alcohol on Good Friday was lifted. Banks also close on Good Friday. (So does KennCo!) It falls on Friday April 15th 2022, this year.

St. Brigid’s Day

In 2022, the Irish government announced that from 2023 a new permanent annual bank holiday would be celebrated on February 1 to mark Lá Fhéile Bríde or St. Bridget’s Day.

St. Brigid’s Day is observed on the first Monday in February, except where St Brigid’s Day (1 February) happens to fall on a Friday, in which case that Friday 1 February will be a public holiday. 

This bank holiday was put in place to recognise the efforts of the general public, volunteers and all workers during the COVID-19 pandemic, and in remembrance of people who lost their lives due to the COVID-19 pandemic.  

In Ireland, the first of February marks the start of spring and coincides with the Gaelic festival of Imbolc celebrating St. Brigid of Kildare, one of Ireland’s patron saints, and it is the first bank holiday in honour of a woman. 

If you’re thinking of going away during the next bank holiday weekend, why not get a Travel Insurance quote today. KennCo Travel Insurance also includes cover for nights away in Ireland when one-nights accommodation is pre-booked. You can find all the Travel Insurance features/benefits here and get a Travel Insurance quote here now!

2026 Bank Holidays in Ireland
Frequently Asked Questions

Q. Motor Tax Ireland: A Complete Guide 2026

A.

Motor tax is a charge that every driver must pay to drive a vehicle legally on public roads in Ireland. The revenue generated from the motor tax is used to fund the maintenance and development of the country’s road network. As we step into 2026, drivers need to stay up-to-date with any changes and new regulations around motor tax.

Types of Vehicles Subject to Motor Tax

Most vehicles in Ireland are subject to motor tax, including cars, motorcycles, and commercial vehicles. There are also reductions available for certain vehicles, such as electric vehicles.

The annual rate for an electric vehicle is €120 per year, the lowest tax band for motor tax. This is because motor tax is calculated based on vehicle emission levels – another incentive for drivers to purchase an electric vehicle. 

Calculating Motor Tax

Calculating motor tax in Ireland is based on several factors, including the age of the vehicle, engine size and CO2 emissions. Motor tax rates vary based on these factors, with larger and more polluting vehicles generally subject to higher rates. The current rates are:

For vehicles registered between 1st July 2008 and 31st December 2020 (NEDC Values):

CO₂ Emissions (g/km) Annual Tax (€)
0 – 1 120
2 – 80 170
81 – 100 180
101 – 110 190
111 – 120 200
121 – 130 270
131 – 140 280
141 – 155 400
156 – 170 600
171 – 190 790
191 – 225 1,250
226 and above 2,400

For vehicles registered from 1st January 2021 onwards (WLTP Values):

CO₂ Emissions (g/km) Annual Tax (€)
0 – 0 120
1 – 50 140
51 – 80 150
81 – 90 160
91 – 100 170
101 – 110 180
111 – 120 190
121 – 130 200
131 – 140 210
141 – 150 270
151 – 160 280
161 – 170 420
171 – 190 600
191 – 200 790
201 – 225 1,250
226 and above 2,400

Electric vehicles (EVs) continue to have the lowest motor tax rate of €120 per year, due to their low emissions and in part to help with the promotion and adoption of greener transport.

How to Pay Motor Tax

There are several ways to pay motor tax in Ireland, including online payment through the motor tax online system, payment by post or in person at a local motor tax office. Late payment of motor tax can result in penalties and interest charges, so it’s important to make payments on time.

Motor Tax Renewal and Reminders

Motor tax in Ireland must be renewed every 12, 6 or 3 months, depending on the type of vehicle and how long you want to renew for. Reminders are sent to registered vehicle owners in advance of the renewal date. 

It’s important to keep vehicle ownership details up to date to ensure that reminders are received, and motor tax is paid on time.

What Types of Vehicles Can Be Taxed and Renewed Online

You can tax or renew a vehicle online at motortax.ie. The process is very straightforward but differs slightly depending on whether you’re are registering a new car for the first time or a second-hand car. For new cars, you need the reg number and a PIN. This is usually the last 6 characters of the vehicle’s chassis number.

If you’re renewing a vehicle’s insurance, you need the car registration and a PIN. When renewing, this is usually the last 6 digits of your vehicle registration certificate. You will also need an active email address and your payment and billing details. 

Citizens Information provide a handy list of vehicles that can be taxed and renewed online:

  • Private cars
  • Motorcycles
  • Agricultural tractors, excavators or diggers and combine harvesters
  • General haulage tractors
  • Dumpers, off-road dumpers and forklifts
  • Hearses
  • Vintage or veteran vehicles
  • Vehicles adapted for use by disabled persons
  • SPSV vehicles (Taxi or hackney or limousine)

Changes to Vehicle Registration Tax (VRT) in 2025 and 2026

In Budget 2025, the government introduced adjustments to the Vehicle Registration Tax (VRT) system:

  • Category B Vehicles: In Budget 2025, there were some changes for low emission vehicles. Vehicles with CO₂ emissions between 0g/km and 120g/km now have a reduced VRT rate of 8%. Vehicles with emissions over 120g/km are still taxed at the standard rate of 13.3%.

  • Commercial Electric Vehicles: As part of the Finance Act 2024, the weight ratio requirement for commercial EVs to qualify for the €200 Category C VRT rate has been adjusted from 130% to 125%, making EVs more cost-effective for businesses.

In Budget 2026, motor taxes were left largely unchanged so motorists won’t expect to see an increase this year. Additionally, a proposed new weight-based tax for cars and SUVs didn’t make it into the budget, with the current emissions based system staying in place. 

Commercial Vehicle Motor Tax

Commercial vehicles in Ireland are subject to different motor tax rates than private cars. The rates for commercial vehicles are based on weight and the type of vehicle, with larger and more polluting vehicles subject to higher rates.

commercial vehicle

Understanding the specific rules around motor tax for commercial vehicles is essential.

The rate of motor tax is reduced for all commercial goods vehicles above 4,000kgs. 

The annual motor tax rate for a vehicle between 4,000kg and 12,000kg is €500 and €900 for vehicles over 12,000kg.

Motor Tax for Imported Vehicles

If you import a vehicle into Ireland from another country, you must register it and pay motor tax before driving it on public roads. The amount of motor tax you will need to pay can depend on several factors, which we covered earlier.

Vehicle Temporarily Off The Road

Should your vehicle be off the road temporarily, you’re exempt from paying motor tax during this period. However, it’s mandatory to give notice in advance if your vehicle won’t be used for a period ranging from 3 to 12 months.

Here’s what you need to do:

  1. Fill out the RF150 Form, which is the Declaration of Non-Use of a Motor Vehicle (available as a PDF).
  2. Submit this form to your local motor tax office.

This declaration must be filed within the same month your current motor tax disc is due to expire. Remember, any outstanding motor tax arrears must be cleared, and you’re required to pay at least 3 months of motor tax before you can proceed with the non-use declaration.

Refunds and Exemptions

In Ireland, there are some situations where a car may not be subject to motor tax. For example, vehicles used by disabled drivers or passengers may be exempt from tax under specific regulations. 

Additionally, a refund of paid motor tax may be possible in certain circumstances, such as a vehicle being scrapped, written off, stolen, or officially taken off the road. 

However, to be eligible for a refund, there must be at least three months left on the motor tax before it expires. In such cases, the completion of an RF150 form is required to declare the vehicle as off the road officially.

Consequences of Not Paying Motor Tax

Driving an untaxed vehicle in Ireland can result in penalties and legal consequences, including fines and court appearances. Vehicles can sometimes be seized and impounded for failure to pay motor tax. It’s essential to resolve any issues with motor tax as soon as possible to avoid further consequences.

The Gardaí routinely set up checkpoints to check if your car is taxed. 

Failure to produce valid documentation can result in penalties and fines. They have the power to seize and impound vehicles that are found to be untaxed.

Motor Tax Discs

When you pay your motor tax, you will receive a motor tax disc valid for the duration you renewed, which could be 12, 6 or 3 months. Under the current motor tax system, vehicle owners are required to display a valid tax disc on the front windscreen of their vehicle, indicating that the motor tax has been paid and showing the expiry date of the tax. 

The tax discs are issued by the Department of Transport, Tourism and Sport and can be obtained by paying the appropriate motor tax fee.

The motor tax disc is what Gardaí will check to see if you have paid your motor tax.

How to Check Your Motor Tax is in Date

If you’re looking for an easy way to check when your motor tax expires or if you want to look up the tax details of a vehicle, the Irish Government provides a free online portal called Check My Vehicle. This handy website allows you look up and verify the tax details for any car registered in Ireland. You just pop in the vehicle registration, and the portal provides its most recent tax status. Check My Vehicle searches also provides an up-to-date NCT status. 

Motor Tax in Ireland: Key Takeaways

Motor tax is a mandatory fee for drivers in Ireland, contributing to the maintenance and development of the country’s roads. All vehicles, including cars, motorcycles, and commercial vehicles, are subject to this tax, with exceptions and reductions available for specific categories like electric vehicles.

The tax is calculated based on the vehicle’s age, engine size, and CO2 emissions, leading to varied rates. Payment can be made online, by post, or in person, and timely payments are crucial to avoid penalties.

Motor tax needs renewal every 3, 6, or 12 months, and vehicle owners receive reminders for the same. Commercial vehicles have distinct tax rates based on their weight and type. Imported vehicles must be registered and taxed before use on Irish roads. Exemptions and refunds are available under certain conditions, like for disabled users or vehicles taken off the road.

Non-payment of motor tax can lead to legal consequences, including fines and vehicle impounding. A visible motor tax disc on the vehicle confirms the payment of the tax.

Understanding and complying with motor tax regulations is vital for legal driving in Ireland, ensuring road maintenance and development are adequately funded.

Motor Tax in Ireland | Quick Takeaways:

  • Mandatory for legal driving in Ireland
  • Funds road maintenance and development
  • Applies to cars, motorcycles, commercial vehicles
  • Reduced rate for electric vehicles
  • Calculated based on age, engine size and CO2 emissions
  • Payable online, by post, or in person
  • Renewal required every 3, 6, or 12 months
  • Different rates for commercial vehicles based on weight and type
  • Imported vehicles must be registered and taxed
  • Exemptions available for disabled users, refunds for vehicles taken off the road
  • Non-payment leads to fines, impounding, court appearances
  • Motor tax disc issued upon payment, displayed on vehicle
How familiar are you with the current motor tax rates in Ireland?

Motor Tax in Ireland | FAQs

Looking to Save On Your Car Insurance?

At KennCo, our car insurance cover offers competitive rates and valuable benefits, including a replacement car as standard. Get peace of mind knowing you’re fully covered.

Get a Secure Quote Today
Car Insurance

Q. Plan a Family Trip on a Budget

A.

Planning a family holiday doesn’t have to be a huge financial burden. While increases to the cost of living has impacted travel prices, there are thankfully still plenty of ways to plan an exciting and memorable trip without breaking the bank. And, there are lots of tools and options available to help you stay within your budget.

Smart planning, research, and a creative itinerary can ensure that your family spends quality time together and create lifelong memories without the financial strain. Below, we’ll explore some of the best tips and strategies for planning family trips on a budget.

Budget-Friendly Family Travel in 2026

Choosing to travel with your family on a budget has many more benefits than just saving money. For starters, it might make you look at options, places or activities you may not have considered otherwise. It allows for more frequent or longer trips away, it can mean there’s more money there for activities and experiences and can help your family stick to a wider financial goal.

Sticking to a budget can also help children to learn about the value of money and financial planning while still having fun. While simple travel plans can help reduce stress and allow more time to connect with family members.

Create a Realistic Budget for your Family Trip

Travel Budget

A successful budget trip starts with a clear financial plan. When planning, it can be helpful to break up  your spending into unavoidable and avoidable costs.

Unavoidable costs are things that you have to spend money on. These include your flights, ferry, transport and accommodation. These should be booked as early as possible. 

Avoidable Costs are things that are nice but not necessary. These include eating out for every meal,  souvenirs and expensive activities or entertainment. Make a list of things you’d like to do and then decide where you want to splurge and where you are happy to save.

Planning Your Budget-Friendly Family Trip

Decide on Your Destination

Choosing a budget and family friendly destination is the start of planning a successful trip. Do a little research into locations and places that similar experiences or activities but where your money goes further. For example, look at destinations or options within driving distance to save on airfare or train tickets.

Research off-season travel opportunities, as prices are often lower during less popular travel times. Or consider budget-friendly accommodation options like holiday rentals, hostels or camping sites which lets you explore outdoors and can be exciting for kids.

Irish Staycations

Holidaying at home in Ireland gained a lot popularity after COVID and staycations remains a popular choice for famillies. While staying in major cities like Dublin or Cork can be expensive, heading to the North West or the Midlands offers better value. You save significantly on flights and transport, and you can pack your own food and supplies to reduce costs further. For affordable activities, many Irish families are now using the OPW Heritage Card, which provides free access to dozens of historical sites across the country for a single annual fee of €90 for 2 adults and up to 5 children aged 12 to 18 (kids under 12 have free admission).

Family Friendly Accommodation

Finding budget-friendly accommodation for a family might seem like a challenge but there are a lot of options available. Booking an apartment or a small holiday home through Airbnb or local rental agencies is often cheaper than booking multiple hotel rooms. Especially for larger families. While having a kitchen in your accommodation means you can make breakfast and lunch at home, which can easily save a family of four over fifty euros a day.

You can also look into budget hotel chains or customer loyalty programs that offer hotel discounts as a reward. Many hotels will also offer family breaks at reduced rates throughout the year. 

Alternative Stays

For families who enjoy the outdoors, camping and glamping sites across Europe and Ireland have seen a massive upgrade in facilities due to renewed popularity. Operators like Eurocamp have self-catering campsite locations across Europe with great facilities, a range of family activities and on-site kids clubs. Again, being smart and booking at off-peak times, booking early and opting for self-catering can stretch your budget even further. 

Transportation and Getting Around

Getting to your destination is often one of the most expensive parts of a trip, and getting around doesn’t end once you arrive. Transport costs can add up if you’re not careful so managing these costs is important for staying on budget. Here are some ways to save on transport:

Driving: Consider driving instead of flying or taking the train. Taking your own car can save you money and also give you more freedom and flexibility to explore or take day trips. 

Low Cost Flights: Check out discounts from airlines such as Ryanair or Aerlingus. Ryanair is known for having discounts at certain locations. 

Public Transport: Most European cities have excellent, child-friendly public transport.Look out for family passes or tourist cards that give you unlimited travel on buses, trams and trains for a small, set price.

Walking and Cycling: A lot of cities and towns in. Ireland and Europe are pedestrianised. Walking and cycling can be a great way to explore and see the sights, and can cut down your daily transport costs.

Car Rentals: If you need to rent a car, book it at the same time as your flights. Like flights, car rental prices can be volatile and last-minute rentals are almost always more expensive.

Plan Your Meals

Food costs can add up quickly while travelling, but it doesn’t have to. Dining out is a big part of the holiday experience, but it does not have to happen three times a day. A simple way to manage your food budget is to eat one meal at a restaurant, pub or cafe and prepare the others yourself. 

When booking, look for and choose accommodations with cooking facilities so you can prepare family meals instead of eating out all the time. You can also pack snacks and drinks for travel days or day trips. 

Find Free or Low-Cost Activities

The best parts of a family holiday is taking part in new activities and experiences. And you don’t need to spend a ton of money to give your family a memorable day out. There are lots of things that you can do for free or for very little money here in Ireland and abroad.

Museums, art galleries, visitor centres and historical sites offer free entry or free entry on specific days. It’s also common for children under a certain age to go free. Check the official websites before you go to align your visit with these dates.

Some of the best family memories are made on a beach, hiking a local trail or exploring a greemway. These activities cost nothing and allow you to enjoy them at a much more relaxed pace. If you do plan to visiting a zoo or theme park, book ahead. A lot of places offer discounts for booking online in advance compared to at the gate.

If you’re staycationing in Ireland, Discover Ireland has a list of free activities and attractions you can visit in Ireland without spending a penny.

Additional Tips and Considerations

Here are some additional tips and considerations to keep in mind when planning your budget-friendly family trip:

Be Flexible

Flexibility is key when it comes to planning a budget-friendly family trip. Be open to changing your travel dates, destination, or accommodation options if it means saving money.

Use Discount Websites and Apps

Online Discounts

Many discount travel websites and apps can help you save money on everything from airfare to activities. Some popular options include Expedia, Kayak, Groupon, and LivingSocial.

Consider Traveling With Another Family

Travelling with another family can help split the cost of accommodation and transportation, making the trip more affordable for everyone involved.

Don’t Overschedule

While trying to fit in as many activities as possible during your trip can be tempting, remember to leave some downtime for relaxation and spontaneity. This can also help reduce expenses by avoiding the need for expensive activities or meals.

Pack Light

Pack Light

Avoid bringing excessive luggage, which can incur additional fees and expenses. If you’re not staying long, stick to carry-on luggage and pack only the essentials.

Family Travel Insurance

While it might seem like an extra cost, travel insurance should be an essential part of a budget-friendly trip. An unexpected medical issue or a cancelled flight can cost thousands if you are unprotected. KennCo offers great value family travel insurance policies that provide comprehensive cover for everyone in your group. Make sure that your family are fully protected with KennCo Family Travel Insurancer.

Low-Cost Travel Insurance You Can Rely On

KennCo offers some of the best and most competitive travel insurance options for individuals, couples and families in Ireland. Choose between multi-trip or single trip cover and pick coverage that suits your needs. Get a quick quote online.

Get a Secure Quote Today
Travel Insurance Quote Ireland 2025

Q. Replace a Lost Driving Licence Ireland

A.

It can be very frustrating to lose a driving licence in Ireland. You’re probably up the walls searching your house and any place you think you’ve lost it. They can be misplaced easily, and it can be a hassle to replace them, but it’s a straightforward process if you lose a driving licence and reach the stage where there is no finding it, and you need to get a replacement.

How to Get a Replacement Driving Licence  

Similar to a driving licence renewal, to get a replacement driving licence, you can either apply online, or you can in person at your local National Driving Licence Service (NDLS) using a D401 form. You’ll find the process for both methods outlined below.

Online Application:

For a quick and efficient process, you can apply for your replacement driving licence online. This eliminates the need for paper forms, appointments, or in-person visits to the NDLS centre.

To apply online, you must ensure you have a Public Services Card and a verified MyGovID. If your current address differs from the one on your lost or stolen licence, provide proof of your new address dated within the last six months.

We recommend getting a PSC as it makes the process of getting a first-time and replacement driving licence much easier. It is used to confirm:

  • Your PPS number 
  • Your address
  • Your Identity 
  • Your Residency Status

Additionally, if there has been a change in your medical condition since your last application, a fully completed medical report form, dated within one month, is required.

Lastly, you need to pay your application fee. The fee for online applications is €35, payable via credit or debit card.

In-Person Application:

If you prefer or need to apply for a replacement driving licence in-person, you need to start by booking an appointment at any of the 34 NDLS centres nationwide. To find your nearest NDLS centre check their website here

When you head to the NDLS centre, you must have documents to confirm both your address and identity. You will also need proof of your personal public service number (PPS). You can do this with a Health Insurance Card, Passport or using a public services card (PSC).

Many drivers may not have a PSC, so you will need a few more documents. You will need the following documents:

  • Passport – Photographic identification
  • Utility Bill/ Bank Statement – Evidence of address
  • Passports/ Birth Cert – Residency Status
  • Payslip/P45/P60 – PPS Number

Along with those documents, you’ll need a completed D401 form. You can get one of these forms from your local Garda station. This application will then need to be signed or stamped by a Garda to confirm your lost driving licence. 

You may need a medical report if:

  • You are applying for a new driving licence that comes under the categories C, C1, D, D1, CE, C1E, DE or D1E
  • You will be 70 years old or older on the start date of your new licence
  • You have any disabilities that need to be disclosed.

If any of the above apply, you must book an appointment with a medical professional. They will carry out an examination and complete a form with you. Read more about medical reports.

Once you are signed, stamped and have all your documents, you can head to your nearest NDLS centre to complete the application and submit for a replacement driving licence. 

Replacement Fees

To get a replacement driving licence or learner’s permit is €35. 

Have you ever lost your driving licence, and were you aware of how to replace it?

Looking to Save On Your Car Insurance?

At KennCo, our car insurance cover offers competitive rates and valuable benefits, including a replacement car as standard. Get peace of mind knowing you’re fully covered.

Get a Secure Quote Today
Car Insurance



Lost Driving Licence Ireland FAQs

KennCo Insurance Services

Q. Tips for Driving Abroad

A.

Driving or taking a road trip is a great way to see a new city or country. Whether you plan on bringing your own car or renting one, having access to your own transportation when abroad gives you so much more freedom and flexibility.

However, driving in a foreign country can also be a daunting even for experienced drivers, especially if you’re unfamiliar with the local road of the rules and driving customs. But don’t worry! A little bit of preparation and research and you’ll be on you the road in no time. 

We’ve put together a helpful guide for tourists planning on driving abroad, including tips for preparation, local laws, road signs and driving customs. Here’s what you need to remember if you’re planning on driving abroad in 2026. 

Insurance When Driving Abroad

car driving abroad on country road

Probably the most important thing to do before you leave is to contact your insurer and confirm your cover. Most standard car insurance polices in Ireland, including KennCo, covers driving in the EU for a set amount of time, usually up to 31 days. However, it’s always best to contact your insurer well in advance of travelling to confirm the details of your specific policy and make sure you’re covered.

Make sure you policy is up to date and bring all necessary documentation with you while travelling, including your full Irish driving licence, your vehicle registration (Logbook), and a copy of your insurance cert.

Car Rentals

If you’re renting a car, there are a few things to look for before you even turn the key. Carefully check for any marks or damage to the car’s interior and exterior before you drive away. It’s also no harm to take some photos or a quick video of the car’s condition at pick-up to protect yourself against any disputes when you bring it back.

Most car rental companies require you to have a full tank of fuel when you return the car to them. If you return the car without a full tank, you may be charged a penalty fee. It’s worth noting that many rental car companies now offer electric vehicles (EVs) as part of their fleets and may operate a similar policy for battery charge. For example, if you hire an EV with 80% charge on pickup, you may be required to return it at 80% charge or face penalties.  

Local Driving Laws and Road Signs

Rules of the Road are not universal, and not being aware of local laws isn’t a valid excuse if you’re stopped by authorities when driving in a foreign country. Each country has its unique driving laws and road signs. Here are some tips to help you navigate local driving laws and road signs:

  • Speed Limits: Speed limits can vary significantly between countries. In some countries, there may be different speed limits for different types of roads. Familiarise yourself with the local speed limits and adjust your driving accordingly.
  • Roundabouts: Roundabouts are common in many countries and can confuse foreign drivers. Remember to give way to traffic already in the roundabout and indicate your intended exit before entering.
  • Priority: Priority rules can vary between countries. In some countries, drivers on the right have the right of way, while in others, drivers on the left have the right of way. Familiarise yourself with the local priority rules to avoid confusion and potential accidents.
  • Road Signs: Road signs can vary between countries, and some signs may be unfamiliar to foreign drivers. Study local road signs before hitting the road, and pay attention to warning signs, speed limit signs, and directional signs.

And while there are no EU-wide laws for road traffic and safety, there are some rules that apply to across all EU countries, such as:

  • Seatbelts must be worn in all vehicles (including tourists coaches and minibuses). 
  • Children travelling in cars, vans, lorries (and all other vehicles where possible) must use the appropriate child restraints.
  • It is forbidden to use a mobile phone without a hands-free set while driving.

Emergency

When travelling within Europe, the international emergency phone number is 112, which can be called from a mobile phones or landlines. In the US and Canada, this number will be 911; while England and countries within the UK use 99. When you’re travelling outside of Europe, check beforehand if the emergency phone number of your country you’re visiting is different before your trip.

Drink Driving

The only advice here is to never drink and drive. When you drink and drive you endanger yourself and all other road users. The penalties for drink driving in Ireland and abroad are severe and can include disqualification, heavy fines and imprisonment.

Driving on the Right

Most countries in Europe and around the globe require you to drive on the right. Try to stick to motorways for the first few days of your holiday you will be less likely to mistakenly drive on the wrong side of the road due to the layout. Aside from Ireland, the only other European countries that drive on the left are the United Kingdom, Isle of Man, Guernsey, Jersy, Malta and Cyprus. 

Warning Triangles

Most European countries require you by law to carry warning triangles in your car in case of emergency. If you are stationary on the road, you must place a warning triangle to warn other drivers. In addition to these, you should also carry hi-vis vests (one per each occupant in the car, a first aid kit, fire extinguisher and emergency kit.

KennCo Insurance provides great Car Insurance and Travel Insurance. Why not call us on 01 409 2600 to get a quote today.

Low-Cost Travel Insurance You Can Rely On

KennCo offers some of the best and most competitive travel insurance options for individuals, couples and families in Ireland. Choose between multi-trip or single trip cover and pick coverage that suits your needs. Get a quick quote online.

Get a Secure Quote Today
Travel Insurance Quote Ireland 2025

Q. Can I Stop People Parking Outside My House

A.

It can be frustrating when someone parks directly outside of your house. Especially if they’re taking up your usual space or if parking spaces are like hen’s teeth on your street or estate. However, in Ireland, as long as cars are not obstructing traffic, parked illegally or blocking an entrance, there isn’t a whole lot you can actually do to stop someone parking outside your house, or on any public street. 

You do not own the footpath or road that exists outside the boundary of your own property. Public footpaths and roads are maintained by the local council or local authority and can be used by any member of the public. The Rules of the Road state that unless a car is parked in a “way which interferes with the normal flow of traffic, or which obstructs or endangers other road users” there are no restrictions. And, while it might be annoying, homeowners or residents cannot prevent or stop anyone from parking on a public road outside of their house.

The Rules About Street Parking

When it comes to parking in residential areas in Ireland, a very common misconception people have is that the space directly outside a house or property is reserved for the person living there. Or that there’s an unwritten rule that says nobody else can park there. This is not the case and there’s nothing in law to support either belief. The fact of it is that unless it’s a private driveway or private property (and there are no restrictions), any member of the public has an equal right to use the space.

When is Public Parking Illegal?

While anyone can park on a public street there are restrictions around how someone must park, as outlined under the Road Traffic (Traffic & Parking) Regulations Act 1997. The Traffic & Parking Regulations Act lists the scenarios when a vehicle is deemed to be parked illegally, including when it’s parked: 

  • Where a ‘No Parking’ sign is displayed 
  • On double yellow lines at any time 
  • On single yellow line during the restricted hours displayed 
  • In a way that interferes with the normal flow of traffic 
  • Within 5 metres of a road junction
  • Within fifteen metres before or five metres after a pedestrian crossing or traffic lights 
  • Fully or partially on a footpath, a grass margin, or a median strip 
  • In a disabled parking spot without displaying a valid permit
  • On a pedestrian only street
  • On a footpaths, grass margins or a median strip
  • Anywhere that blocks access for emergency services 
  • In a taxi rank, a bus stop or a tram lane
  • In a cycle lane, a bus lane or clearway during the restricted hours displayed 
  • Blocks a driveway or entrance without the owner’s consent
  • On a motorway (including the hard shoulder)
  • On a section of roadway with a continuous white line 
  • Parked in a paid parking space without displaying a ticket
  • Parked in a private parking space or on private land without owner permission

What Can I Do If Someone Blocks My Driveway?

As we’ve covered, if a car or other vehicle is parked outside and not causing an obstruction, then there’s not much you can do about it. However, if someone has parked either fully or partially across your own driveway and is blocking access, then you have a right to complain or politely ask the owner to move and park elsewhere. The Traffic & Parking Act explicitly states that a vehicle cannot be parked in a way that obstructs an entrance or exit to a premises without the consent of the occupier. 

In this situation, you should try and locate the driver and politely ask them to move their car. If the driver refuses, then you have every right to contact An Garda Siochana or your local council to remove the offending vehicle so you can safely access your property.

Can a Van Park Outside My House?

Again, while it might be annoying the same rules and restrictions apply to vans parking in front of your house or front garden. As long as there are no specific parking restrictions and the van driver isn’t causing an obstruction, they are free to park in a public space outside your home. 

Dealing With Parking Issues Outside Your House

Parking is one of those things that can cause issues between neighbours and members of the public, especially in residential areas and busy towns and cities across Ireland. Or in public places where parking spaces might be hard to come by. 

If you are dealing with a persistent or ongoing nuisance parking situation outside your home, there are some things you can try to help ease the situation. 

  1. First, you can try approaching the owner of the other vehicle who parks outside your house for a quick, friendly chat to explain the situation. Usually, polite communication is enough to do the trick. If it doesn’t then you contact the Gardai or local authority to report illegal parking.
  2. If a vehicle has been parked outside for a very long time and you suspect that it may be abandoned (for example, if their tax disc or NCT is out of date) then you can report it to your local council. They will investigate and remove any abandoned vehicles
  3. If your entire street or estate is affected by parking congestion, maybe as a result of commuters or nearby businesses, you can petition your local council to introduce a residential parking permit scheme. Just be aware that while a permit in this case allows you the right to park on your own street, it does not give you a designated parking space or guarantee you the space outside your home.
  4. Move your car from your driveway (if you have one) and park on the road outside. This is perfectly okay to do but it carries the caveat of exposing your car to potential damage while on a public road, and may impact your car insurance

Sometimes on residential streets or in housing estates, you’ll see home owners put down traffic cones or place their wheelie bins in the space in front of their houses to prevent others from parking. You should never do this as you are causing a parking obstruction yourself that can result in penalties from An Garda Siochana or your local authority. 

 

Protect Your Property with KennCo

We hope we have clarified the rules in relation to parking outside your home. In summary, you cannot prevent people from parking outside your home on a public road. But if they are blocking your driveway (either fully or partially) or if they are parked illegally, you can report the issue to your local authority.

We hope this helped to clarify the rules around parking outside your home and in residential areas. Knowing your rights in these situations can help to prevent unnecessary neighbour disputes and help you take the correct steps when your access is genuinely blocked. If you are dealing with neighbourhood frustrations, knowing that your car and your home are fully protected can help bring you peace of mind. KennCo provides comprehensive car insurance and home insurance policies designed to secure your most valuable assets Contact the team at KennCo Insurance today to get a competitive quote and ensure you are properly covered.

 

Can I Stop People Parking Outside My House
Frequently Asked Questions

Q. Parking at Dublin Airport 2026

A.

With the summer holidays fast approaching, millions of holidaymakers will be jetting in and out of Dublin airport. If you’re flying from Dublin airport this summer and planning on parking your car there while you’re away, there are several parking options available near Dublin airport, including lots operated by the DAA as well as private car park operators and nearby hotels. Below we’ll break down the different options including prices, transfers and shuttle information.

Long-Term Parking for Dublin Airport

The main long-term options for parking in Dublin airport are Dublin Airport Holiday Blue, Express Red and Park2Travel.

Dublin Airport Holiday Blue is the main long-stay car park at Dublin Airport. It is owned and operated by the DAA and has 8,000 spaces available. It takes about 15 minutes to reach both Terminals 1 and 2 from here, with shuttles running every 15 minutes. Dublin Airport Blue offers the best value for money for long-term parking but can fill up quite fast during peak times. 

Dublin Express Red is a 5-minute shuttle ride away from both terminals making it the closest long-term car park at Dublin Airport. There are 8,000 spaces available here that can be pre booked before your arrival. 

T2 Surface Long Term parking has 270 spaces available and is roughly a 5-minute walk to departures. With very limited spaces available, this car park often sells out. 

Park2Travel offers a park and ride facility to Dublin Airport. It holds just over 6,000 spaces and is located about 2km from the airport. It’s patrolled car park operates 24/7 and there is a free shuttle bus service to the airport that runs every 12 minutes and takes about 6 minutes to reach the airport. 

There are also hotels close to the airport that offer parking and shuttle services. The Clayton Hotel at Dublin Airport offers underground and on-site car parking and a free shuttle service to the airport. The Crowne Plaza in Santry, located about 7 minutes away, also provides airport parking for over 300 cars at their multi-story car park and a shuttle service to the airport. 

 

Dublin Airport Parking Prices 2026

Car ParkTypical 10 Day PriceShuttle FrequencyTransfer Time
DA Holiday Blue€9515 mins15 mins
DA Express Red€13210 mins5 mins
T2 Surface €450N/A5 mins
(Walking)
Clayton Dublin Airport€9525 mins10 mins
Crowne Plaza Santry€12030 mins7 mins
Park2Travel€14812 mins6 mins

Where Are the Dublin Airport Car Parks Located

The cheapest option for parking at Dublin Airport is usually the Holiday Blue car park. It tends to be cheaper than Express Red and is geared towards travellers taking longer trips. The Express Red car park is closer to both terminals and has a shuttle that runs every 10 minutes but tends to be higher in price.

Cheapest Parking Close to Dublin Airport

If you are looking for a park-and-ride option close to Dublin Airport, there are a few options available. Park2Travel, the Clayton Hotel and the Crowne Plaza all offer fairly competitive prices for parking near the airport, and often offer discounts or offers through their websites. Prices can change based on demand so it’s usually a good idea to book your parking well in advance to get the best

Getting The Best Price On Dublin Airport Parking

Like flights, parking prices in and around Dublin Airport can fluctuate depending on the time of the year. During very busy periods like Christmas or summer holidays, there is more demand so prices can go up and spaces can sell out quickly. 

The best way to secure a space and the lowest price for airport parking is to book well in advance. It can also be helpful to book directly through the operator’s website as they often offer promotional discounts or offers that can help you save.

Secure Your Car While You’re Away

Knowing your car is safely parked can help you to relax before you even board the plane. KennCo provides comprehensive car insurance that keeps you covered while you’re away. Contact one of our advisors today or get a quick quote through our website. And to give you complete confidence while travelling, why not protect your trip with travel insurance you can rely on from KennCo. Our low cost Annual Multi-Trip cover costs just €91.97 which includes cover for your partner and dependent children.* Contact a KennCo advisor today for a quick quote.

Looking to Save On Your Car Insurance?

At KennCo, our car insurance cover offers competitive rates and valuable benefits, including a replacement car as standard. Get peace of mind knowing you’re fully covered.

Get a Secure Quote Today
Car Insurance

Low-Cost Travel Insurance You Can Rely On

KennCo offers some of the best and most competitive travel insurance options for individuals, couples and families in Ireland. Choose between multi-trip or single trip cover and pick coverage that suits your needs. Get a quick quote online.

Get a Secure Quote Today
Travel Insurance Quote Ireland 2025

Parking at Dublin Airport 2026
Frequently Asked Questions