fbpx

Car Insurance

Car Insurance That Puts You in the Driver’s Seat

KennCo Car Insurance provide third party fire & theft and comprehensive insurance cover at a price that you can afford. We’re also very happy to insure you if you’re a mature driver, have a claims record, or drive a large or unusual car.

Your KennCo Insurance policy provides you with all cover you will need and at a great price too! We’ve included a lot of extra features as standard, including breakdown cover and legal expenses. In addition to this, we’ve also added the following features as standard: 

Car Insurance Features
  • 24-Hour Breakdown Assistance with Home Start
  • Cover for Cars up to 17 Years Old
  • Loss of Keys
  • Cover for Penalty Points
  • Foreign Driving up to 31 days
  • Unlimited Car Windscreen Cover*
  • No Loss of No Claims Bonus for Fire or Theft Claims
  • Driving Other Cars for 25+ Year Olds**
  • Discounts for Additional Voluntary Excess
  • Monthly Payment Option Available***

Get a Secure Quote

Types of Cover

Comprehensive Car Insurance 

Comprehensive car insurance cover means that if you are involved in a car accident, we will cover the cost of repairing your car and, if necessary, the cost of repairing any damage or injury to third parties, if you are at fault. Read more

 

Third Party Fire & Theft Car Insurance

Third party fire and theft insurance means that if your car is damaged due to a fire or as a result of theft, you’ll be covered.  It also covers any damage or injury to third parties as a result of an accident where you are at fault.  Damage to your own car is not covered by this type of insurance. Read more

 
Download a copy of our Motor policy booklet here (October 2019)
All other policy documents can be found here.

 

*With a comprehensive policy & an approved replacement company, €25 excess may apply.
 **Exclusions apply to some occupations, full licence holders only
***Deposit required upfront (30% of total premium) with the remainder of the premium paid over the following 9 months. 

Car Insurance Quote TESTIMONIALS

Hi Elizabeth, 

I just wanted to let you know that the car is sorted and I really appreciate how smooth the whole process went. Thank you for making it so straight forward. 

I’m due to change my insurance in September and will definitely be contacting Kennco.

Niamh Q

I moved home from New Zealand just over a year ago and was shocked at the number of insurance companies that flat out refused to quote me…In contrast, the staff at KennCo were both professional and practical when discussing my situation. I was provided a solution which, although expensive, allowed me to get on with life and work in Ireland. I was pleasantly surprised at the much improved renewal quote I received this year and was happy to sign on for another year.

Colm

Just a brief note to say thank you for all the assistance you gave me recently in relation to my daughter’s car. You were most helpful and efficient and we really appreciate the effort you put in dealing with our case.

I wish there were more like minded people out there in companies such as yours.

A O’Neill

Car Insurance Quote

Quote Engine by Applied Systems.

Car Insurance FAQ

Yes. You can renew your car insurance online by visiting www.kennco.ie/renewal.

If you would like to make any amendments to your policy please call us on 014092600 before you renew your policy with us. If you would like to submit an amendment online, you can fill out our Customer Change Request forms and an agent will respond within 2 working days.

Your insurance policy does not come into effect until the full amount or Deposit amount (for monthly Direct Debit) owed has been paid. If you have let your policy lapse please call us on 014092600.

An excess is an amount you must pay yourself if you claim under your policy. For example, if your excess is €250 and you're claiming for €3,000, the insurance settlement you would receive would be €2,750. KennCo Insurance offer discounted premiums for higher excess amounts.

Yes, you can get a discount on your insurance by increasing your policy excess. For example, if you have an excess of €1,000 and you’re claiming for €3,000. The insurance settlement you would receive would be €2,000.

 

If you wish to change your policy from a change of car, policy cover, address or other, you can contact us by email, insurance@kennco.ie, or phone us on 014092600. The change is not in operation until we have confirmed it with you. If you wish to change your policy out of hours, you can fill out our online customer request forms. 

KennCo Insurance offer driving of other cars for over 25 year olds, once they match our criteria. If it is provided, you are restricted to third party insurance cover only. Call 014092600 to discuss with an agent.

Driving other cars means the policy holder can drive a car which isn’t owned by them, their spouse, an employer or hired by them. This cover is always third party only and driving of other cars is not available for all policies. If you are over 25 years of age please check with us to confirm whether you are covered. KennCo do not offer Driving of other cars for policy holders under the age of 25.

You can choose to insure yourself only or you plus up to 4 named drivers. It may be possible also to insure open driving for an additional payment. Presently KennCo do not offer an open drive policy.

Open driving is an optional cover that allows others to drive your car. KennCo do not offer open driving on Car Insurance policies currently.

You have the right to cancel the policy within 14 working days of the inception date or the date you receive the policy documents without giving any reason. All you need to do is tell us and return the certificate of motor Insurance and insurance disc. If you cancel this policy during the “cooling-off period”, all you need to do is pay a premium for the time you had insurance cover, provided no claim has occurred since inception.

You can do this at any time. All you need to do is return your insurance certificate and disc along with a written request to cancel your policy. We’ll arrange the cancellation once we receive your documents. If you would like to request the cancellation of your policy online, you can do this by filling in our cancellation form.

We like to keep things as simple as possible for you, the customer. You should send outstanding documentation to insurance@kennco.ie. You will also receive an email form us outlining your outstanding documents and how to send them to us.

Windscreen cover is included as standard with all Comprehensive KennCo car insurance, with our approved repairer. We will pay for accidental damage to the insured vehicles windows or windscreen. If you are only claiming one windscreen claim within your period of insurance, your no claims bonus will not be affected.

Yes, we offer our customers the option to pay by Direct Debit. You will be required to pay 30% of your premium as a deposit. The remainder of your payments will consist of 9 monthly payments. You can avail of our monthly direct debit payment option when purchasing a new policy or renewing your policy. If you miss a monthly payment plan or a payment fails, KennCo give you 7 days to pay over the phone.

We usually do if your driving experience is current and claims free. You’ll just need to provide proof of your continuous driving history with a letter from the Insurer who covers your driving. The letter you will need is called a letter of named driving experience. This letter will be issued by the insurer that covered you’re driving during this time. It will outline the dates you were covered and note any claims that may have occurred. The discount allowed is related to the number of years you are driving claims free.

Yes. All our car insurance policies include breakdown assistance and Home Start Cover.

All emergency numbers can be found here.

KennCo Insurance Motor Policies

24-Hour Breakdown Assistance Number:

01 499 8316

KennCo Motor Policies through Footprint/R&Q/Accredited
24-Hour Breakdown Assistance Number:


Footprint and R&Q:
 01 908 9030
Windscreen Repair: 01 908 9030

It includes the following:

  • 24 Hour Roadside Assistance
  • Recovery Service
  • Get-you-to-your-destination Service

Home Start

If your vehicle breaks down, call one of the numbers below, depending on your location below. Please have the following information ready when you call:

  • Policyholders' name
  • Policy number or car registration number
  • Make, model and colour of your car
  • Location of breakdown
  • Contact phone number

 

We will then send one of our approved agents to your location as soon as possible. Breakdown Assistance only covers repair works from any of our approved agencies.

 

Breakdown Assistance Contact Numbers

 

KennCo Insurance Motor Policies

24-Hour Breakdown Assistance Number:

            01 499 8316

 

KennCo Motor Policies through Footprint/R&Q/Accredited

24-Hour Breakdown Assistance Number:

           

Footprint and R&Q: 01 908 9030

Windscreen Repair: 01 908 9030

Yes. You can change your car at any time during your policy. It must have a valid NCT deeming it roadworthy.

 

If you are changing your car during your current policy, call 01 409 2600 to speak to a customer service agent or request online on the Permanent change of vehicleform.

A modification is any change you make to your vehicle that alters it from the manufacturer's standard settings. You must inform us of these changes. Examples of modifications include exhaust upgrades and body kits. If you don't declare modifications, we may invalidate your cover.

If someone not on your insurance crashes your car, then your insurance will not cover them, and they will be liable for any damage they have caused.

If you have suffered damage where the insured driver of your car is not at fault for the accident and the other vehicle is identified and not insured, then the damage to your vehicle is covered and will not affect your no claim discount.

You should inform KennCo of any medical conditions at the quote stage that may affect you’re driving.You should inform the National Driver License Service (NDLS) of any conditions you have which may impair your ability to drive. You may then be required to submit a medical report which a medical practitioner would complete.

When you've been in an accident, take the following steps:

  • If necessary, notify the Emergency services immediately.
  • Notify the Gardaí & Emergency service (if necessary) immediately.
  • Note the insurance details of the third party involved.
  • Note the names, addresses and phone numbers of any witnesses.
  • Take note of any details such as registration number, car model, speed zone, time of day and more.
  • Take photos if it is safe to do so.
  • Don't admit liability.
  • Contact KennCo's claim number 01 409 2600 (select option 4) or for Out of Hours contact 01 2735195.

Ring KennCo as soon as you can to inform them of the accident, even if you are not at fault. By telling us early, you will provide accurate information regarding the accident while you have a clear memory of what happened. You can make claims years after an accident has occurred, so it is better to have the details on record as early as possible. KennCo's claim number is 01 409 2600 (select option 4) or for Out of Hours contact 01 2735195.

No. Cash is not covered when stolen from your vehicle.

We will pay you the Market Value of your car at the time of the accident.

Here at KennCo we are happy to provide you with a quote even if you have a lapse in your car insurance cover. We take your driving abroad into account, so you don't miss out on any discount if you're a safe driver. Call us on 014092600 to speak to an agent if you are returning to Ireland.

We may require information such as proof of driving experience abroad. We may request proof of driving while you were in Ireland previously. You can request documentation from previous insurance companies, this will suffice.

A no claim discount (NCD), also known as a no claims bonus, reduces the cost of your insurance if you don't make any claim. It is based on the number of consecutive years you have not made any claims under your policy. So if you haven't claimed in five years, you will have five years of no claim discount applied to the cost of your car insurance.KennCo automatically include Step back protection on all Car Insurance as standard. If you are insured with KennCo, Step back protection means that if you have a 6 year no claims bonus and you have an accident during the year, at renewal you will only go down to 4 years NCB, rather than losing your full no claims bonus.KennCo Offer Full NCB protection on 5 Years plus, if no more than 2 claims have occurred under Your Policy during any 3 year period.

Yes. If you travel abroad and want to drive, contact us to ensure your policy covers driving abroad. If so, bring the necessary documents with you to prove this. KennCo's Car Insurance policies includes foreign use for up to 31 days.

Yes. However, you will not be covered under your KennCo Car Insurance policy during this time. The rental company will provide the car insurance for the duration of your rental. Before you drive away from the rental company's depot, check for any marks or damage to the car. Most rental companies will also require a full tank of fuel on your return, and if you return without a full tank, you may incur a fine.

Car insurance provides cover for the owner of the car for loss or damage to any vehicle. Car Insurance provides you with a sense of security when you have damaged your vehicle. Premium amounts are payable to the person securing insurance depending on several factors such as the type of vehicle, age of the vehicle, age of the insurer and more. KennCo Insurance provide Car Insurance quotes online 24/7 or over the phone during opening on 014092600.