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Comprehensive Car Insurance or TPFT

 

We understand that price isn’t the only important factor when you are choosing car insurance. You want car insurance that you can rely on when you need it.  No matter where you are in Ireland, we have a great customer service team who are always on hand to help. 

Do you know the difference between comprehensive and third party, fire & theft cover? 

comprehensive car insurance

Comprehensive Car Insurance 

Comprehensive car insurance cover means that if you are involved in a car accident, we will cover the cost of repairing your car and, if necessary, the cost of repairing any damage or injury to third parties, if you are at fault. This also includes cover for any damage to your car as a result of fire or theft. We also include windscreen damage cover and a replacement car as standard! 

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Benefits of Comprehensive Car Insurance

Disadvantages of Comprehensive Car Insurance 

  • Usually more expensive than third party, fire & theft cover. 

 

Third Party Fire & Theft Insurance

Third party fire and theft insurance means that if your car is damaged due to a fire or as a result of theft, you’ll be covered.  It also covers any damage or injury to third parties as a result of an accident where you are at fault.  Damage to your own car is not covered by this type of insurance. 

 

Benefits of Third Party, Fire & Theft Insurance

  • Cheaper car insurance
  • May be better value if your car is of low value. 

 

Disadvantages of Third Party, Fire & Theft Insurance

  • It does not cover your own car for the cost of repairs or replacement if your involved in a car accident. 
  • If offers less protection than comprehensive cover.
  • It usually does not include standard extras such as windscreen cover or courtesy car. 

Whether it’s comprehensive car insurance or TPFT you’re looking for, get a car insurance online today with KennCo 

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