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Category: Blog

Q. Understanding Irish Car Insurance Claims: Insurance Trends & Insights

A.

Understanding the intricacies of car insurance claims in Ireland is crucial for both consumers and providers. This comprehensive guide delves into the latest trends, offering insights that are essential for understanding the current face of car insurance in Ireland.

The Evolving Nature of Car Insurance Claims

The landscape of car insurance claims in Ireland has been shaped by various factors, including technological advancements, legislative changes, and demographic shifts.

car accident

Technology’s Impact

The landscape of car insurance claims in Ireland has been shaped by various factors, including technological advancements, legislative changes, and demographic shifts.

Demographic Trends

Young drivers, traditionally seen as high-risk, have shown a decrease in claim frequency, attributed to improved driver education and awareness initiatives. However, the severity of claims involving this demographic remains a concern, with incidents on the road often linked high speeds.

Older drivers tend to be involved in fewer accidents, but when they do occur, they are typically low-speed, minor collisions, often in urban settings.

Seasonal and Regional Variations

The Irish climate plays a role in insurance claims, with winter months seeing an increase in incidents due to shorter days and challenging weather conditions. This time of year often sees a rise in minor collisions and single-vehicle accidents.

Wing mirror view of winter road

In terms of regional differences, densely populated urban areas like Dublin experience a higher frequency of claims, primarily due to the increased number of vehicles on the road.

In contrast, rural areas, while reporting fewer incidents, often see more severe accidents, likely due to higher speeds and less congested roads.

Types of Claims in Focus

Collision and Comprehensive Claims
Collision claims, resulting from accidents with other vehicles or stationary objects, are the most common type of claim in Ireland.  Comprehensive claims, which cover events like theft, fire, and vandalism, are less frequent but significant, especially in urban centres where the risk of such incidents is higher.

Personal Injury Claims
Personal injury claims, though not as common as property damage claims, are a major concern due to their high cost. The introduction of the Personal Injuries Assessment Board (PIAB) and subsequent legislative reforms have been instrumental in standardising and expediting the process of these claims, aiming to reduce fraudulent practices and ensure fair compensation.

Legislative Changes and Their Impact

The Irish government has implemented several legislative changes aimed at creating a more balanced and fair insurance market.

Stricter penalties for driving offences, reforms in the PIAB process, and initiatives for greater transparency in insurance pricing are all steps towards stabilising the insurance market and protecting consumers.

Looking Ahead: Future Trends

The future of car insurance claims in Ireland is likely to be influenced by several key factors:

Impact of Autonomous Vehicles:
The gradual introduction of autonomous vehicles is anticipated to lead to a decrease in collision claims. However, this may also introduce new types of claims related to technology failures or cybersecurity issues.

Climate Change and Weather-Related Claims:
With the ongoing impact of climate change, there may be an increase in claims related to extreme weather events, necessitating adjustments in insurance policies and coverage.

Urbanisation and Its Challenges:
As urban areas become more congested, the frequency of minor collision claims is expected to rise. This trend may prompt the need for insurance products specifically tailored to urban living conditions.

Conclusion

The Irish car insurance claims landscape is a complex and ever-changing environment. Understanding these trends is vital for consumers seeking to make informed decisions about their car insurance.

For insurance providers, these insights are invaluable for developing policies that meet the evolving needs of Irish drivers. As the industry navigates these changes, a responsive, fair, and forward-thinking approach remains essential.

Contact KennCo for a secure, reliable insurance quote today. We will be happy to give you a quote or dicuss your options. Call 01 409 2600 today. 

Q. Fire Safety at Home: Common Fire Hazards and Tips to Prevent Them

A.

Keeping your home and your family safe is most people’s #1 priority. That’s why being able to understand the dangers and take precautions against fires in your home is crucial. In this article, we will look at the most common fire hazards at home, and offer practical tips on how to prevent them.


Fire Hazards in Irish Homes

Stove Fireplace

In Ireland, residential fires account for a significant number of emergency calls annually; on average 25 people die in fires each year in Ireland; while Ireland’s fire brigades were called to 4,496 domestic incidents in 2022 (the most recently available data).

These incidents often stem from overlooked hazards around the house. Every home faces the risk of fire hazards. Recognising these risks and taking proactive steps to mitigate them is essential for ensuring the safety and well-being of your home and family.


The Four Golden Rules of Fire Safety

In the event of a fire or other emergency at home, Fire Ireland advise putting the four golden rules of fire safety into action immediately. These are:

Prevention: The best way to prevent a fire is to make sure fires never start. Look for hazards and eliminate them around the home. And take precautions such as don’t leave children unattended around open fires or matches; don’t leave burning candles unattended; and don’t overload electrical sockets.

Detection: Install smoke detectors around your home to detect fires early. 82% of fires that kill people are in homes with no working smoke alarm. Smoke alarms should be tested regularly, and batteries should be changed annually, or when necessary.

Evacuation: Prepare a fire escape plan for your family and then practice it regularly. This way, if the unfortunate does happen, you will be prepared and know what to do.

Have a ‘Last Thing at Night’ Routine: Before you go bed at night, perform some basic checks to reduce the risk of fire such as making sure appliances are switched off, fires are extinguished, and exits are clear.


Common Causes of Fires at Home

Kitchen-Related Fires
Kitchens are potentially the most hazardous room in the home when it comes to fires. Unattended cooking, flammable objects near the stove, electrical appliances, and overheating oil are common culprits. And, even when taking precautions, accidents can happen. So it’s always best to be prepared and have a fire extinguisher or fire blanket close to hand. 

Prevention Tips:

  • Never leave cooking unattended.
  • Keep flammable materials like tea towels and paper away from the cooker.
  • Use a thermostat-controlled deep-fat fryer to prevent oil from overheating.
  • Keep pot handles turned inwards and do not point over the flames or rings. 
  • Do not allow young children in the kitchen unsupervised. 


Electrical Hazards
Electrical appliances, while indispensable, can pose significant fire risks if not properly maintained. With things like faulty wiring, overloaded sockets, and malfunctioning appliances can pose significant electrical fire risks, and are responsible for several domestic fires each year.

Prevention Tips:

  • Regularly check and maintain electrical wiring. This should only be done by a qualified electrician. 
  • Make sure all electrical appliances are properly maintained and installed by a qualified person. 
  • Avoid overloading sockets and use surge protectors.
  • Unplug appliances when not in use and avoid leaving them in use overnight. Only appliances designed for 24-hour use, such as fridges, should be plugged in overnight. 


Stoves, Fires and Portable Heaters
Heating your home, particularly in the colder months, is essential but can be dangerous. Portable heaters, open fires, stoves, and other improperly maintained heating systems can lead to fires. 

Prevention Tips:

  • Keep heaters at a safe distance from flammable materials such as curtains.
  • Install a sturdy fireplace screen or fire guard. 
  • Ensure chimneys are cleaned and heating systems are serviced annually.
  • Do not use portable heaters to dry clothes. 
  • Do not leave heaters on when you go to bed. 
  • Do not leave children unattended around open fires, stoves or heaters.


Other Common Causes

Smoking
Another common cause of fires in the home is as a result of smoking. According to the National Directorate for Fire and Emergency Management (NDFEM),1 in 5 fire fatalities in Ireland in 2022 were caused by leaving lit cigarettes unattended. 

The Dublin Fire Brigade advise that a lit or burning cigarette end can smoulder for hours before igniting and spreading. So, should be properly extinguished and never left near flammable materials. 

Prevention Tips:

  • Never leave a lit cigarette unattended. 
  • Smoke outside whenever possible.
  • Use deep, sturdy ashtrays.
  • Never smoke in bed or when feeling drowsy.


Candles and Open Flames

Candles, although creating a cozy atmosphere, can lead to fires if left unattended or placed near flammable materials.

Prevention Tips:

  • Never leave candles burning unattended.
  • Keep candles away from curtains and other flammable items.
  • Consider using flameless LED candles for ambiance.


Phone & Laptop Chargers

Chargers for phones, laptops and tablets, though commonly used, can become significant fire risks due to overheating, use of low-quality chargers, and damaged cables. Ensuring that these devices are charged safely and correctly can help to prevent fires in the home.

Prevention Tips:

  • Opt for chargers provided by the device manufacturer or certified alternatives. Low-quality chargers may not adhere to safety standards, increasing the risk of overheating and fires.
  • Avoid leaving phones charging overnight or for long periods. 
  • Charge devices in well-ventilated areas and keep chargers uncovered. 
  • Check charging cables regularly for any signs of wear or damage. Frayed or exposed wires can cause short circuits, leading to potential fire hazards.
  • Disconnect chargers from the power source when not actively charging – this not only reduces fire risk but also conserves energy.
  • Avoid Charging on flammable surfaces such as beds, couches, or other surfaces that can easily catch fire.


Taking Fire Precautions at Home

Preventing fires is not just about avoiding risks; it’s about creating a culture of safety in the home. This involves regular maintenance, adherence to safety guidelines, and the use of fire prevention tools.

Smoke Alarms
The Health Service Executive (HSE) suggest installing smoke alarms on every level of your home and testing them monthly. You should change batteries annually or as needed. 

Fire Extinguishers
Keep a fire extinguisher in the kitchen and other high-risk areas. Ensure all family members know how to use it. There are five types of extinguishers commonly used in Ireland. These are:

  • Water
  • AFFF Foam
  • CO2
  • ABC Powder
  • Wet Chemical

Fire Escape Plan
Develop and practice a fire escape plan with your family. Identify two exits from each room and a meeting point outside. The HSA provide a great resource page on how to make an evacuation plan. 

Regular Safety Checks
Conduct regular safety checks in your home. Look for frayed wires, malfunctioning appliances, and blocked escape routes. 

Safe Practices
Adopting safe practices, such as never leaving cooking unattended, smoking outdoors, using candles responsibly, and having a nighttime routine or checklist can significantly reduce fire risks. 

Summing Up

Fire safety in the home is a continuous process. By understanding common fire hazards and implementing prevention tips, families in Ireland can significantly reduce the risk of fire in their homes. Remember, a little caution and regular maintenance can go a long way in keeping your home safe and sound.

For a fast, reliable home insurance quote, reach out to one of our trusted KennCo Insurance advisors on 01 409 2600, or click here for a quick online quote.

Home Contents Value Calculator

Use our convenient tool to calculate the total value of your home contents. Simply enter your estimated values in the fields below, and our calculator will add them up to give you an indication of the amount you should insure your contents for.

Please note that you do not need to include the value of built-in kitchen units, wardrobes, or bathroom suites, as these are typically considered part of the building structure. If you need assistance with valuations, we recommend checking receipts, current prices online, or consulting with a professional valuer.

 

FAQs for Fire Precautions at Home

Sources:

Fire Ireland

  1. https://www.fireireland.ie/fire-safety-tips/
  2. Fire Safety Booklet


Gov.ie

  1. Locations of Fire Statistics – 2022
  2. Fire Safety in the Kitchen
  3. Fire Safety at Home
  4. Five Ways to Stay Fire Safe this Festive Season from the National Directorate for Fire and Emergency Management (NDFEM)


Health Service Executive (HSE)

  1. Fire Dangers in Your Home
  2. Smoke Alarms
  3. Emergency Escape and Fire Fighting


Dublin City Council/Dublin Fire Brigade/Monaghan CoCo

  1. Fire Safety at Home Advice
  2. Chargers – Charging Your Devices Safely
  3. Types of Fire Extinguishers

Q. EVs with the Best and Longest Driving Range: 2025 Guide for Irish Motorists

A.

In the past number of years, the electric vehicle (EV) market has seen remarkable growth in Ireland. With advancements in technology and increased environmental awareness, more drivers are turning to electric cars as a sustainable and cost-effective alternative to traditional petrol and diesel vehicles.

One of the most critical factors for potential EV buyers is the driving range. This article explores the electric cars that offer the best and longest driving ranges in 2025, catering to the needs of Irish motorists.

Understanding EV Range

Work Electric Charger

Driving Range is the distance an electric vehicle can travel on a single charge. However, driving and environmental factors can also have an influence.

Before diving into the models, it’s essential to understand what ‘driving range’ means in the context of electric cars. Simply put, it’s the distance an EV can travel on a single charge. Factors like battery capacity, driving habits, weather conditions, and vehicle efficiency play a significant role in determining a car’s range.

Factors Affecting EV Range in Ireland

Driving in Ireland presents unique challenges that can affect an EV’s range. The hilly terrain, frequent weather changes, and varying road conditions can influence how far your electric car can go on a single charge. It’s important for Irish drivers to consider these factors when choosing an EV.

Leading Electric Cars for Range

Tesla Model S Long Range | Range: Up to 652 km

The Tesla Model S Long Range stands out in the EV market for its impressive range. It’s a perfect blend of luxury, performance, and efficiency. With its sleek design and advanced technology features, it’s a top choice for Irish drivers looking for long-distance travel without range anxiety.

Lucid Air Dream Edition | Range: Up to 832 km
The Lucid Air Dream Edition is a game-changer in the EV industry, offering a range that surpasses many competitors. Its sophisticated design and luxurious interior, combined with cutting-edge battery technology, make it a premium choice for those who prioritise range and comfort.

Mercedes-Benz EQS | Range: Up to 770 km

History of mercedez benz

Mercedes-Benz has always been synonymous with luxury and the EQS is no exception. This electric sedan not only offers a plush interior but also boasts an impressive range, making it ideal for long journeys across Ireland.

Ford Mustang Mach-E | Range: Up to 610 km
The Ford Mustang Mach-E combines the legendary Mustang heritage with modern electric technology. It offers a balance of range, performance, and affordability, making it a popular choice among a wide range of Irish drivers.

Volkswagen ID.4 | Range: Up to 520 km
The Volkswagen ID.4 is a testament to VW’s commitment to electrification. This family-friendly SUV offers a practical range, ample space, and a comfortable driving experience, suitable for daily commutes and longer trips alike.

Other Considerations

The Future of Electric Cars in Ireland

Looking ahead, the future of electric cars in Ireland is bright. In the first quarter of 2023, EV car sales surpassed sales of traditional petrol/diesel cars. And with government incentives, an expanding charging network, and an increasing awareness of environmental issues, the adoption of EVs is set to rise even further.

Charging Infrastructure in Ireland

Electric Car Charging

The growth of the EV market in Ireland is supported by an expanding network of charging stations. Access to convenient and fast charging options is crucial for maximising the benefits of owning an EV with a long range.

Incentives for EV Owners in Ireland

Ireland offers various incentives for EV owners, including reduced tolls, government grants, and lower motor tax. These incentives not only make owning an EV more affordable but also encourage more people to consider making the switch.

Environmental Impact and Cost Savings

Switching to an electric car with a long-range is not just about convenience; it’s also a step towards reducing carbon emissions and saving on fuel costs. With Ireland’s commitment to reducing its carbon footprint, driving an EV is a responsible choice for environmentally conscious motorists.

Choosing the Right EV for You

When selecting an electric car, consider your driving habits, daily commute, and lifestyle needs. While a longer range is beneficial, it’s also important to factor in the vehicle’s cost, charging time, and overall performance. Test-driving different models and consulting with EV experts can help you make an informed decision.

Final Thoughts

The electric cars with the best and longest driving ranges offer an exciting glimpse into the future of transportation in Ireland. As the world moves towards cleaner and more sustainable mobility solutions, these vehicles stand at the forefront, leading the charge towards a greener, more efficient future. 

Whether you’re a daily commuter, a long-distance traveller, or an environmentally conscious consumer, there’s an electric car out there that meets your needs and exceeds your expectations in range and performance.

Considering a transition to an electric vehicle? For an insurance quote on your new EV, reach out to one of our trusted KennCo Insurance advisors on 01 409 2600, or click here for a quick online quote.

EV Driving Range| FAQs

Sources:

Sustainable Energy Authority Ireland (SEAI)

  1. https://www.seai.ie/blog/ev-direction-of-travel/ 
  2. https://www.seai.ie/blog/understanding-ev-battery/
  3. https://www.seai.ie/technologies/electric-vehicles/fuel-cost-comparison/ 
  4. https://www.seai.ie/grants/electric-vehicle-grants/

Q. What Can Cause a Vehicle to Skid

A.

January in Ireland is marked by its unpredictable and often challenging weather conditions. The cold, damp climate, frequently accompanied by rain, sleet, and sometimes snow, presents unique challenges for drivers on the roads.

During this month, the likelihood of encountering wet or icy roads can be significantly higher, making it crucial for drivers to be acutely aware of the risks associated with these conditions, particularly the danger of vehicle skidding.

Vehicle Skidding

Skidding, a common hazard on Irish roads during the winter, occurs when a vehicle’s tyres lose traction on the road surface, leading to a loss of control. This can be a frightening experience, potentially resulting in serious accidents. Understanding the causes of vehicle skidding is essential for drivers to navigate safely through the unpredictable Irish weather.

Factors such as wet or icy conditions, which are prevalent during this time, play a significant role in increasing the risk of skidding. Additionally, other elements like the condition of the vehicle’s tyres, driving speed, braking habits, and potential mechanical issues can also contribute to this hazard.

By being informed and prepared, drivers can significantly reduce the risk of skidding and ensure safer journeys on Irish roads.

Wet or Icy Conditions

 

Wet or Icy conditions are the most common cause of road skidding. After rainfall, the roads are left wet. The water can then build up on the road surface, making it very difficult for the tires to grip. The same goes for icy conditions. The lack of friction can lead to tires slipping on the road. You need to take extra caution when driving in wet or icy conditions. Slow down more and increase the distance between you and the vehicle in front. 

Worn or Bald Tires

Another cause of skidding is worn or bald tires. Tires that have worn treads or are worn down to the point where the treads are no longer visible are less able to grip the road. These tire conditions can make it easier for the vehicle to skid. Drivers should regularly check their tires for wear and replace them when necessary.

 

Speeding

Speeding on the roads is also a significant cause of skidding. When a vehicle travels at higher speeds than is legally allowed, it can be more difficult for the driver to control it. It can be particularly hazardous in wet or icy conditions. Drivers should always obey posted speed limits and reduce their speed in adverse weather conditions.

 

Braking

Another cause of skidding is sudden braking. When a driver brakes suddenly or harshly, the wheels can lock up, which can cause the vehicle to skid. Drivers should always brake gently and smoothly. You should avoid sudden braking whenever possible. Never break harshly in icy conditions, or you will skid off and lose control of the vehicle. 

Mechanical Issue

Lastly, a mechanical problem with the vehicle’s braking system, steering system, or suspension can also cause skidding. If you notice any unusual noises or vibrations while driving, you should get your vehicle inspected by a mechanic as soon as possible.

New Technology

In newer car models, there is modern technology installed to prevent skidding from happening. Some of these features include the following: 

  • ABS (Anti-Lock Braking System) helps to reduce the risk of skidding, which is caused by harsh or excessive braking.
  • Traction control also helps to reduce skidding caused by excessive acceleration. 

Not all cars will have these features. These safety features are worth looking at if you’re in the market for a new car.

Conclusion

In conclusion, skidding can be caused by various factors, including wet or icy road conditions, worn or bald tires, speeding, sudden braking and mechanical problems. By understanding these factors and taking steps to prevent skidding, drivers can stay safe on the road and reduce the risk of accidents.

 

Skidding FAQs

Q. Best Selling Vans in Ireland 2024

A.

The Irish market has seen a diverse range of vans becoming popular among businesses and tradespeople. These vans range from compact models to larger commercial vehicles, each offering unique features and benefits.

When finding the best work vans in Ireland, several popular and reliable options are available. From compact models for city navigation to spacious ones for heavy-duty tasks, these vans offer a blend of functionality and efficiency. To help you make an informed decision, we explore the best selling vans in Ireland.

1. Ford Transit 

Ford Transit Van

With a reputation for durability and reliability, the Transit offers plenty of cargo space, making it perfect for transporting tools and materials.

(Copyright: WikiMedia)

The Ford Transit remains a steadfast choice for Irish businesses, renowned for its adaptability to various trades it consistently ranks as one of the best selling vans in Ireland. Available in multiple sizes and configurations, it caters to diverse cargo needs. The Transit excels in providing substantial cargo space, essential for transporting tools and materials efficiently.

Its latest models boast Ford’s SYNC 3 infotainment system, offering voice-activated navigation and smartphone compatibility, thereby enhancing the driving experience. The Transit’s reputation for durability and reliability underlines its value as a long-term business investment.

2.Volkswagen Transporter 

Volkswagen Transporter

(Copyright: WikiMedia)

The Volkswagen Transporter is celebrated for its robust construction, spacious interior, and environmental friendliness. Its fuel efficiency is a significant advantage for businesses aiming to reduce their ecological footprint.

The Transporter’s interior is designed for comfort, featuring high-quality materials and built-in storage solutions, making it ideal for professionals like plumbers and electricians. Its refined ride quality ensures comfort during long journeys, and the van’s overall reliability and build quality make it a top choice in the Irish market.

3. Mercedes-Benz Sprinter 

A top contender for heavy-duty applications, the Mercedes-Benz Sprinter offers a blend of power and dy=durability.

Mercedes-Benz Sprinter

(Copyright: WikiMedia)

The Mercedes-Benz Sprinter is a top contender for heavy-duty applications, offering a blend of power and durability. Its various sizes and configurations allow for customisation to specific business needs. The Sprinter stands out for its advanced safety features, including lane departure warnings and automatic emergency braking, ensuring a safe journey.

Its robust build quality and reliability have seen it become one of the best selling vans in Ireland – and a preferred choice for businesses requiring a durable and powerful van for demanding tasks.

4. Renault Trafic 

Renault Trafic

(Copyright: Vauxford, CC BY-SA 4.0, via Wikimedia Commons)

The Renault Trafic strikes a perfect balance between affordability and functionality, making it a popular choice among small businesses and individual tradespeople. It offers ample cargo space and comes in various body styles, including panel, crew, and passenger vans.

The Trafic’s interior is thoughtfully designed with a focus on driver and passenger comfort, featuring a touchscreen infotainment system and rearview camera. Its fuel efficiency is a key selling point, offering cost savings on fuel, which is particularly beneficial for businesses with budget constraints.

5. Citroen Berlingo

The Citroen Berlingo is a practical and reliable choice for small to medium-sized businesses. Known for its excellent cargo space and fuel efficiency, it provides a comfortable ride and is available in different configurations like panel vans and MPVs.

The Berlingo’s affordability is a significant advantage, especially for startups and small businesses with limited budgets. Its versatility and practicality make it a go-to option for businesses looking for a cost-effective yet reliable van.

Conclusion 

The Irish market offers a range of best-selling vans, each tailored to different business requirements. From compact models ideal for city deliveries to larger vehicles designed for long-haul tasks, there’s a van to suit every business need. When selecting a van, it’s important to consider factors such as budget, cargo capacity, fuel efficiency, and specific business requirements to find the ideal match for your business operations.

Need van or commercial van insurance in Ireland? Choose KennCo for comprehensive coverage on vans up to two tonnes, available for drivers aged 21-69. With KennCo Van Insurance, you can enjoy peace of mind with reliable coverage that keeps your van moving!

Quick Comparison

Feature/Model Ford Transit Volkswagen Transporter Mercedes-Benz Sprinter Renault Trafic Citroen Berlingo
Cargo Space Large Spacious Varied (Large options) Ample Excellent
Fuel Efficiency Good High Moderate High High
Suitability Diverse Trades Professionals (e.g., plumbers, electricians) Heavy-Duty Tasks Small Businesses Small to Medium Businesses
Key Features SYNC 3 Infotainment, Durability Robust Construction, Comfortable Interior Advanced Safety Features, Power Affordability, Comfort Affordability, Versatility
Price Range Moderate-High Moderate-High High Moderate Affordable
Customization Options Multiple Sizes and Configurations Standard Options Various Sizes and Configurations Various Body Styles Different Configurations
Safety Features Standard Standard Advanced (e.g., lane departure warnings) Standard Standard
Market Popularity Very High High High Moderate Moderate
Overall Reliability High High High Moderate Moderate

Q. The Ultimate Guide to Tyre Pressure: Safety, Performance, and Checking

A.

Did you know that a mere 10% drop in tyre pressure can result in a 2.5% decrease in fuel efficiency? Tyre pressure isn’t just about the longevity of your tyres; it’s about safety, performance, and even your pocket. Let’s delve into the intricacies of tyre pressure and why it demands your attention.

 Tyre pressure is the air in your car’s tyres, commonly expressed in PSI, bar, or kilopascals (kPa). This pressure is crucial for various factors, including safety, performance, and fuel efficiency. So, when should tyre pressure be checked? Let’s dive into it.

Importance of Correct Tyre Pressure

How Tyre Pressure Affects Safety

Driving safely is paramount, and tyre pressure directly affects this. When properly inflated, tyres can offer the highest traction and responsiveness, greatly enhancing the vehicle’s handling characteristics.

On the other hand, if the tyre pressure is too high or too low, it may affect the tyre’s grip on the road, increasing the need for more time to stop, making it harder to turn and, in extreme situations, leading to blowouts or unexpected tyre failure.

How Tyre Pressure Affects Performance

The performance of your car is significantly impacted by tyre pressure and safety. The performance also includes how well your car reacts to your inputs, not just how fast it can go.

No matter the road conditions, a car with properly inflated tyres will be responsive, handle well, and provide a smooth and comfortable ride.

On the other hand, improper tyre pressure can result in uneven wear, a harsh ride, and early replacement.

How Tyre Pressure Affects Fuel Economy

You might be surprised to learn that your tyre pressure can impact your car’s fuel efficiency. Your vehicle’s rolling resistance rises as a result of underinflated tyres.

Your car must exert more effort and consume more fuel to keep moving at the same pace. You may save money on fuel and lessen your carbon footprint by maintaining the proper tyre pressure.

Understanding Tyre Pressure Units

Tyre pressure is typically measured in pounds per square inch (PSI), but other units like bar or kilopascals (kPa) are also used, especially in different parts of the world. 

When monitoring the pressure in your tyres, it’s crucial to be familiar with these units. Furthermore, it’s important to know the required tyre pressure for your particular automobile, which may be found in the owner’s manual or on a sticker attached to the driver’s side door jamb or fuel filler cap.

When Should Tyre Pressure Be Checked?

Regular Routine Checks

One of the most common questions motorists ask is, “When should I check my tyre pressure?” Generally speaking, you should check your tyre pressure at least once each month. Your tyres may still have a gradual leak even if they appear to be in good condition. Regular inspections assist in identifying these slow leaks, allowing you to remedy them before they worsen.

Seasonal Changes

Did you realise that fluctuations in temperature can impact the pressure in your tyres? Generally speaking, your tire’s pressure will change by around 1 PSI for every 10 degrees that the temperature changes. Due to this variation, your tyre pressure checks should alter with the seasons. When changing from summer to winter, and vice versa, it is crucial to check your tyre pressure.

Long Trips

It’s essential to check your tyre pressure before starting a long journey. Your tyres may heat up and lose pressure while you drive for a long time.

Furthermore, transporting extra weight—such as a boot full of luggage—can stress your tyres, increasing the likelihood of a blowout.

Before a long trip, check your tyre pressure to make sure your tyres are ready to take the added weight and extended driving.

After Tyre Repair or Replacement

If you have had a tyre repaired or replaced, check the tyre pressure. It’s crucial to adjust a new or patched tyre to the same pressure as the rest of your tyres because they might not have been inflated to the proper level. This constancy will provide even tyre wear and balanced handling.

How to Check Tyre Pressure

Tyre Pressure Gauge

Necessary Tools

You’ll need a reliable tyre pressure gauge to check your tyre pressure. These come in various types, including digital and dial gauges, and can be purchased at most automotive stores. Some newer vehicles also come equipped with built-in tyre pressure monitoring systems (TPMS), alerting you when your tyre pressure is low.

Checking Procedure

First, ensure your tyres are cool because warm tyres expand under pressure. Checking your tyre pressure is ideal before driving in the morning or at least three hours later.

After that, open your tire’s valve cover and put the tyre pressure gauge on the valve stem. You will then receive a reading from the gauge. Take note of this reading, then contrast it with the tyre pressure the manufacturer recommends for your car.

Adjusting Tyre Pressure

Based on the manufacturer’s recommendations, you must change your tyre pressure if it is too high or too low. Release some air if it’s too high, and check again. If it’s too low, use a tyre inflator to add air until you get the right pressure. Once finished, don’t forget to replace the valve cap securely.

Key Takeaway

The right tyre pressure should always be maintained, even though it may seem simple and insignificant. Understanding when and how to check your tyres’ pressure can enhance your vehicle’s performance, security, and fuel efficiency. Make sure to incorporate it into your routine auto maintenance schedule to benefit your tyres, wallet, and the environment.

FAQ

 

Q. NCT Checklist – National Car Test Ireland

A.

The NCT is part of having a car in Ireland and is essential to show your car is roadworthy. We have your questions covered with the most asked NCT questions and our essential NCT Checklist so you don’t miss out on anything before your test.

What is the National Car Test (NCT)? 

The National Car Test (NCT) is a compulsory car examination programme in Ireland since 2000. The scheme aims to improve road safety and reduce harmful car emissions in Ireland. It applies to cars that are four years or older.

Car owners must have their cars inspected in one of the 47 available test centres depending on the age of the vehicle. If your car is older than 10 years, it needs to be tested annually. Or every two years if your car is less than 10 years old.

You can check the due date for your next NCT by logging onto the NCTS website and entering your car’s registration number.

NCT logo

How Much Does the NCT Cost?

The cost of a full car test is €55. If you fail the test, you will receive a list of everything your car failed on. You then have 21 days to repeat your car test. If you’re re-test only requires a visual inspection e.g. wheel nuts, it will be free of charge. However, if you need to have your car re-tested using mechanics, it will cost €28. Remember that only the car’s parts that failed the test will be re-tested. Your car does not receive a full car check during your re-test. 

NCT Cost

What should I do if I fail my test?

If you fail your NCT, don’t panic! Take the NCT report from the test centre and bring it to your mechanic. They will be able to order any parts needed to fix the issues found for your car and book your car in to be fixed. When you know the time frame your car will be fixed you can book in for a re-test.

Recent Updates to the NCT Process

Three changes are being introduced to the National Car Test, that drivers of passenger vehicles, up to 8 people, will be tested for going forward.

  1. OBD Testing: This new testing method focuses on the On-Board Diagnostics System in vehicles, which monitors the car’s performance and can alert users to potential issues before they become significant problems.
  2. More clarification on each item on which a car will be tested and criteria for pass/fail outcomes are published in more detail to guide the public and automotive industry regarding why a vehicle may fail the NCT. 
  3. Escalation of defects: This is where a combination of deficiencies found in one area of the vehicle is recorded in the NCT. Such a combination of deficiencies could escalate the NCT to ‘fail dangerous’. Where a vehicle receives a ‘fail dangerous’ result, it is considered to constitute a direct or immediate risk to road safety. The vehicle is not deemed roadworthy and should not be driven on the road.

 

What is OBD Testing, and why has it being introduced?

According to the NCT service, An On-Board Diagnostics System (OBD) is a computer system inside a vehicle which tracks and regulates a car’s performance. It collects information from sensors inside the vehicle to alert the user to a problem, often before it becomes a major issue. With the introduction of OBD testing, Ireland will be amongst the first of the EU Member States to implement such testing under the EU Directive 2014/45.

This new OBD testing will be introduced on a phased basis to allow customers and the automotive industry to familiarise themselves with this new change in the NCT process. Phase one will follow the following logic; when an OBD error code is detected, it will result in the vehicle receiving an “Advisory Pass”, provided the vehicle passes on all other items being assessed. Phase two was introduced in early 2022 with a more strict approach. When an error code is detected, this may constitute a reason for “failure”.

How Can I Pass the NCT? – NCT Checklist

1. Check your oil and water levels – This is a quick and easy job that you can do yourself. It will help you pass your test and is an essential step to keep your car running smoothly.

2. Clean your car – If your car has not been cleaned before your test, it can result in the examiner refusing to carry out the test. They need easy access to your seat belts, hand-break and other internal car parts, so get cleaning! It’s also important to ensure that your car’s outside (including the under-body) is clean before your NCT.

3. Tyres – Make sure your tyres are at the correct pressure. It’s also essential that the wheel nuts are visible. Depending on your car, this may require you to remove hubcaps or nut covers. Your tyres should be properly aligned and balanced to pass. This can be tested beforehand at any tyre garage. 

4. Check your lights – Failing the NCT on something as simple as a light bulb is always frustrating. Quickly check all lights (including reg. plate lights) close to your test date. If you don’t have anyone to help you to test your lights, most service stations provide a reflective mirror to check your lights. Correct light alignment is also essential.

Car Cleaning

5. Bring the correct documentation- You may be asked to produce your log book and driving license before the test begins. Failure to do so may result in you not receiving the NCT cert for your car. You must also print off and show your booking confirmation email on arrival at the test centre.

6. Registration plates – Ensure your registration plates are clean, fully intact and secured to your car. When checking your lights, make sure you also check any lighting round or above your number plates for viability purposes.

7. Temperature of your vehicle – A normal operating temperature is recommended in your car when bringing it in for testing.

8. Wipers, wing-mirrors and washers – Your wipers must clean the windscreen adequately to provide the driver with a perfect view. Washers must be in working order, aiming correctly and be filled with adequate water.

9. Horn – The horn should be correctly mounted, fitted, and in working order.

10. Locking system – Doors should lock and open correctly. 

Mechanic Garage

Visit a Car Garage

The above tips for passing your NCT are jobs you can easily do yourself. There are other aspects to passing the NCT, which may require visiting a car garage. Some of these involve work on your suspension breaks and emissions. 

And remember, if you fail your first test, you’re not the only one. From January – August 2019, 49.8%% of cars failed their first test. The good news is that over 92% passed their second test. Good Luck!

The Broader Impact of the NCT on Road Safety

The NCT plays a pivotal role in maintaining road safety standards in Ireland. Since its introduction:

  • Reduction in Accidents: There has been a notable decrease in accidents caused by vehicle malfunctions.
  • Improved Air Quality: By ensuring vehicles meet emission standards, the NCT contributes to better air quality and reduced environmental pollution.

FAQ’s

Another essential part of driving in Ireland is having car insurance. If you are looking for a competitive quote on your car insurance, get an online quote from us here and see how we compare to your current premium. 

Q. Securing Car Insurance when you are Returning to Ireland

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If you have decided to return home to Ireland, you may wonder how to transition. If you, like many of us, have returned from living abroad, the move meant that you had sold your car and cancelled your insurance. You may have left your rented or owned home and got rid of anything you no longer needed. Getting back to life in Ireland may seem daunting. Still, plenty of resources are available to you with one of the best initiatives from Citizens Information with an entire ‘Returning to Ireland’ section.

Cliffs of Moher, Ireland

How will I get Car Insurance when I return to Ireland from living abroad?

The number one issue of returning emigrants is the difficulty in getting affordable car insurance policies. Many of you will have been driving while living abroad. KennCo will consider this driving experience and your previous Irish driving experience while providing you with a competitive quote.

Is my no-claims bonus still relevant?

KennCo will consider your no-claims bonus even if you are outside the 2-year period. Most insurers in Ireland will refuse to take your no-claims bonus if it has expired by 2 years.

Does having an Irish driving licence make it easier to get a quote?

Some insurers won’t take non-Irish driving licences. You can do so if you need to change your current driving licence back to an Irish licence. If your licence is from Australia, Switzerland, South Africa, EEA countries and parts of Canada, it is a fee of €55. You must go through the Irish driving process if you hold a licence from a different country than those listed above. This includes the driver theory test, 12 EDT lessons, and the driving test. You then display ‘N’ plates for 2 years after passing your driving test. This can be a timely and costly process in Ireland. But KennCo will consider your commitment to completing your 12 EDT lessons when looking for first-time divers car insurance.

How can I reduce my insurance premium?

There are ways to reduce your quoted premium, from joining a parent’s insurance as a named driver, driving carefully and safely to avoid penalty points or fines, getting your full licence if you don’t have it yet and choosing your car wisely. Smaller engine sizes are less powerful, meaning your risk is lower. Even 1 one-year no-claims bonus will help you reduce your premium and risk to insurers.

What is the minimum amount of car insurance cover I can get?

In Ireland, the minimum mandatory cover is Third party car insurance. Third-party cover will cover the following if you, the insured, are found at fault for an accident;

  • Compensation for your passengers
  • Compensation for the driver of the other vehicle(s) involved in the accident
  • Compensation for the other vehicles’ passengers

The third-party cover does not include any damage to your own car, including in an accident, stolen vehicle or fire of your vehicle. Other cover available in Ireland include Third party fire and theft and comprehensive cover.

If you are like the 54,900 people who have emigrated from Ireland up to August 2019, then you are familiar with cancelling your financial ties with Ireland. In 2019, the CSO reported that for the first time since 2010, the number of emigrants is lower than that of immigrants. Emigration peaked in 2012, with 83,000 making the life-changing decision to live in a new country.

Expats Returning to Ireland

If you return to Ireland after living abroad, KennCo will be happy to look at your previous driving experience. We will also take any driving experience you may have gained while living abroad. We have a dedicated page for information you may seek as a returning expat to Ireland. If you have any other questions, our experienced insurance agents would be happy to talk on 014092600.  

Similar difficulty can be experienced by drivers who may have been driving a company car for over two years. Read how KennCo is one of the few insurance companies that will take your company driving experience and/or named driving experience into account when looking for a car insurance quote.

Q. Common Reasons to Fail the NCT 

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An NCT is every driver’s nightmare. You often think the worse and picture the lengthy repair list and how much it will cost. Nobody wants to fail and have to re-test again. 

Previously, we published an NCT Checklist. It outlines everything that will be covered in the NCT and a checklist on how to pass. We have found there are a few common reasons cars fail the NCT. We created this list so that you can fix any of these potential problems before the dreaded NCT day and hopefully save you money.

Lights 

There are a few things you can check for yourself without the help of a mechanic. These include the following:

  • Are the lights fully functional?
  • Are the lights cracked or damaged?
  • Are all the lights working?

Another area you will need to pay attention to is the alignment of your headlights. When you try to replace a bulb, issues can arise with headlights, so check the alignment is correct so you can position it appropriately. A mechanic will have this sorted for you in minutes. 

Car Lights

Lastly, check that your brake lights are functional. A helpful way to check if your brake lights are working is to reverse up near a reflective surface and press the brakes. Look in your rear-view mirror to see if they light up. It is also easier to get someone to help with this. Simply press on the brake and ask them to let you know if they light up. 

 

Suspension 

Another common reason cars fail the NCT is due to suspension issues. Your car will automatically fail if there is an imbalance of more than 30% between suspension on the left and right sides. Other common issues with suspension are:

  • Wear
  • Corrosion 
  • Cracking 
  • Leaking

Suspension is essential to your car’s handling and braking, so the testers put a lot of emphasis on it.

Wipers

You will receive an instant fail if you cannot get a clear view of the road ahead. If you have damaged wiper blades or cracked/chipped windscreen, you will fail. 

If you have noticed your windscreen wipers are not performing effectively and are hindering your view in the rain, then you should replace them. You can easily replace them yourself, and most insurance policies will include a windscreen cover if your windscreen suffers any damage.

 

Tyres

An endless list of reasons your car might fail the NCT due to tyres, such as worn threads and visible damage. You must have matching pairs on each axle and also ensure that there are no:

  • Cuts 
  • Bulges
  • Scratches on the surface

All tyres should be inflated to the recommended tyre pressure set by your manufacturer.

You should check your threads before your car goes for an NCT. On your tyre, there is a Tread Wear Indicator. It may be stamped TWI on your tyre. It is essentially a ribbed bar which runs across the tyre. If you find that your tyre threads are level with the ribbed bar, your tyre will need to be replaced. 

Keep in mind that Ireland’s legal minimum tyre tread depth is 1.6mm. You should not allow your tyres to get near that number as it is potentially dangerous when driving on roads during bad weather conditions. We recommend always keeping your tyres between 4mm and 8mm. 

Brake Lines/Pads

If there are any issues with your brakes, you should get them checked immediately. Not just for the NCT but for your safety. You may not notice issues with your brakes that could fail you. Cars fail the NCT because the rubber hose carrying brake fluid can crack and leak over time. There’s also your typical wear and tear on your brake pads which could fail you if they fall below standards. It is always recommended to get your brakes tested twice a year as they are so important to the function and safety of your car. 

NCT Fail FAQs

What happens if your car fails the NCT?

If your car fails the NCT, you will have 30 days to get any items repaired and returned to the NCT centre for re-inspection. 

Can you fail an NCT on tyre pressure?

Poor tyre condition is one of the most common reasons cars fail the NCT. The tyre pressure should be at the level the manufacturer has stated.

Will my car fail due to a service light being on?

You are guaranteed to fail immediately if you arrive at the NCT with a warning icon on your dashboard. They may not even conduct the test because a warning light on means there is an issue without even checking. 

What is the penalty for driving a car with no NCT?

Driving a vehicle in Ireland without a valid NCT Certificate is illegal. The penalty for doing so is a fine of up to €2000, and/or up to 5 penalty points and/or imprisonment for up to 3 months. 

How much does an NCT Re-test cost?

The fee for an NCT re-test is €28. If the re-test does not require any test equipment and is strictly visual, it will be free of charge. For example, it is a simple visual check to see if a faulty windscreen wiper is replaced. 

Like an NCT certificate, holding a valid car insurance policy is essential for driving in Ireland. If you are looking for a competitive quote on your car insurance, get an online quote from us here and see how we compare to your current premium. 

Q. Automatic vs Manual Cars: A Comprehensive Guide to Transmissions

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Running Costs of Automatic Vs Manual Cars

While automatic cars may seem like the hassle-free option to get from A to B, you may pay a little extra to take advantage of the benefits. 

One of the main price differences between automatic and manual cars is the purchase price. Automatic cars cost an average of €1,000 more than manual cars. Also, manual cars are usually cheaper to get serviced and require servicing less frequently. 

Emission rates of automatic cars tend to be higher, which means you’ll end up paying more for the road tax on the automatic model. Fuel consumption is also higher in automatic cars. 

automatic car
manual car

The majority of car owners in Ireland drive manual cars. But which is the best option?

Unlike our neighbours in the US, most cars in Ireland are manual. Nearly every new driver will learn to drive using a manual car. But what is it that attracts Irish drivers to manual cars, and what are the benefits? 

Your First Driving Licence 

If you plan on taking the driving test anytime soon, it might be worth noting that if you pass your test driving an automatic car, your licence is restricted to automatic cars only. If you want to switch to driving a manual car at a later date, you’ll have to re-sit your test. However, if you pass your test driving a manual car, you’re entitled to drive either transmission type. 

driving license

Environmental Impact: Automatic vs Manual: Which is Greener?

The environmental footprint of a car isn’t just about its fuel type; the transmission plays a pivotal role too. Historically, manual cars were often deemed more fuel-efficient, leading to fewer emissions. However, advancements in automatic transmission technology have significantly bridged this gap.

Today, many automatic cars have features that optimise gear shifts, reducing unnecessary fuel consumption. While the difference in emissions between the two is narrowing, it’s essential to consider the specific make and model, as some eco-friendly car models with automatic transmissions are designed to be exceptionally green.

Driving Schools’ Perspective: Learning to Drive: What Do Instructors Recommend?

Learning on a manual or automatic car can be daunting for many new drivers. According to several driving instructors, manual cars offer a more in-depth understanding of a vehicle’s mechanics, but automatic cars can be less intimidating for beginners.

The absence of clutch control and gear shifts allows new drivers to focus more on road awareness and safety. However, instructors often highlight that a manual driving licence offers more flexibility, allowing the driver to operate both manual and automatic vehicles.

Driving Experience

Drivers of manual cars benefit from better control (especially in icy conditions). You’ll also notice a higher level of revving which can sound unpleasant on some ranges of automatic cars. However, this is improving with new automatic cars as they now have more gears to switch through to alleviate this.

In terms of comfort, automatic cars offer a smoother ride. An automatic car is often more suitable for frequent traffic drivers, as you do not need to keep changing gears and pressing the clutch if you’re stuck in slow-moving traffic. 

So if you’re looking for a smoother ride requiring less movement, go with the automatic. If you’re looking for a cheaper option which gives you added control, go for the manual. 

automatic car

Automatic vs Manual Cars FAQ

Whether you’re driving a manual or automatic car, KennCo will be happy to give you a quote. Call 01 409 2600 today.