Category: Blog

A.

Understanding Commercial Vans

Understanding the difference between light commercial vehicles (LCVs) and heavy commercial vehicles (HCVs) is key for Irish enterprises looking to make informed decisions. This guide is dedicated to helping you navigate the world of commercial vans in Ireland, ensuring you choose the right vehicle for your business needs.

Commercial vans in Ireland are categorised based on their size, weight, and functionality. We’ll explore the nuances between LCVs and HCVs, two categories that are fundamental to the commercial vehicle sector in Ireland.

What is a Light Commercial Vehicle (LCV)? 

LCVs, defined as vehicles with a gross vehicle weight (GVW) of up to 3.5 tonnes, are a popular choice for many Irish businesses due to their versatility and efficiency.

Characteristics of LCVs:

1. Size: Ideal for navigating Ireland’s diverse urban and rural landscapes, LCVs are a practical choice for businesses requiring agility and ease of parking.
   
   
2. Fuel Efficiency: With fuel efficiency being a priority, LCVs are a cost-effective option for Irish businesses, keeping running costs low.
   
   
3. Payload and Capacity: Despite their smaller size, LCVs offer ample cargo space, perfect for various types of deliveries and services across Ireland.
   
   
4. Popular Models: Models like the Ford Transit Connect and Volkswagen Caddy are common sights on Irish roads.

What is a Heavy Commercial Vehicle (HCVs)?

Characteristics of HCVs:

1. Payload and Towing Capacity: Essential for heavy-duty tasks, HCVs are the workhorses of the Irish commercial sector, capable of handling significant loads.

2. Engine Power and Durability: Built to endure long distances, HCVs are a reliable choice for extensive operations across Ireland.

3. Operational Costs: While offering greater capacity, HCVs come with higher fuel consumption and maintenance needs.

4. Renowned Models: Vehicles like the Mercedes-Benz Actros are a testament to the power and reliability needed in the Irish commercial sector.

Understanding Driving Licence Categories for Vans in Ireland

The type of driving licence required depends on the vehicle’s size and weight. Here’s a breakdown of the licence categories relevant to driving vans:

1. Category B Licence: This is the standard driving licence most people obtain. It allows you to drive vehicles up to 3,500kg Maximum Authorised Mass (MAM) with up to 8 passenger seats. Most light commercial vehicles (LCVs) fall under this category. If you’re driving a small van for deliveries or services, your standard car licence is typically sufficient.

2. Category C1 Licence: If you need to operate a vehicle that weighs between 3,500kg and 7,500kg MAM, you’ll require a Category C1 licence. This is often necessary for larger LCVs or smaller models of HCVs. It’s a step up from the standard car licence and requires additional testing and certification.

3. Category C Licence: For driving heavy commercial vehicles (HCVs) over 7,500kg, a Category C licence is mandatory. This is essential for drivers of large goods vehicles like heavy box trucks and lorries. Obtaining this licence involves more comprehensive training and testing, focusing on the skills needed to safely operate larger vehicles.

4. Additional Certifications: Depending on the vehicle and its use, additional qualifications like a Certificate of Professional Competence (CPC) may be required. This is especially relevant for drivers who transport goods or passengers for hire or reward.

Making the Right Choice for Your Business

Selecting the appropriate commercial van in Ireland involves considering your business type, operating environment, budget, and regulatory compliance. Whether it’s an LCV or an HCV, the right choice can significantly impact your business’s efficiency.

Factors to Consider:

1. Business Needs: Assess the nature of your goods, the frequency of deliveries, and the typical distances you’ll be covering.

2. Operating Costs: Consider fuel efficiency, maintenance expenses, and insurance costs, which can vary significantly between LCVs and HCVs.

3. Environmental Impact: With increasing focus on sustainability, consider the environmental footprint of your chosen vehicle, especially in urban areas.

Choosing the right commercial van – be it a light or heavy commercial vehicle – is crucial for the success and growth of your business. 

Securing the right insurance for your commercial van in Ireland is as crucial as choosing the vehicle itself. KennCo Insurance offers coverage on commercial vans in Ireland up to two tonnes if you’re aged between 21 and 69. Contact us today for a quick quote and reliable cover that suits you.

A.

Tired of paying for an oil change when your car needs one? Changing the oil in your car may sound difficult, but with the right tools and knowledge, It’s a simple task you can easily do yourself. This article will give you step-by-step instructions on changing your car’s oil, including the tools you need, preparing your car, and best practices for disposing of old oil.  

Why Change Your Car Oil?

Regularly changing your car’s oil is very important for maintaining the health of your engine. Engine oil degrades over time and becomes less effective at lubricating the engine’s moving parts. 

As a result, your engine can experience more friction, heat, and wear and tear, leading to decreased performance and a shorter lifespan. Changing your car’s oil every 5,000 miles or six months (whichever comes first) can help prevent these issues and keep your engine running smoothly.

How Often to Change Your Car Oil

As mentioned above, your car’s oil should be changed every 5,000 miles or 6 months. However, this may vary depending on your driving habits, the oil you use, and the age and condition of your vehicle. Refer to your vehicle’s owner’s manual for specific guidelines.  

How to Prepare Your Car for an Oil Change

To prepare your car for an oil change, follow these steps:

1. Park your car on a level surface and turn off the engine.
2. Place a jack under the front of your car and lift it up until the front wheels are off the ground.
3. Secure the car with jack stands.
4. Open the hood and locate the oil cap. Remove it and set it aside.

Step-by-Step Guide to Changing Your Car Oil

Changing your car’s oil is essential to maintaining your vehicle’s engine health. It’s a relatively simple task you can do yourself with the right tools and knowledge. Follow this step-by-step guide to changing your car’s oil:

Step 1: Gather Supplies

Before you start changing your car’s oil, gather the following supplies:

• A wrench or socket set
• An oil filter wrench
• A drain pan
• New oil and a funnel
• An oil filter

Step 2: Prepare Your Car

To prepare your car for an oil change, follow these steps:

1. Park your car on a level surface and turn off the engine.
2. Put on safety gear, such as gloves and safety glasses.
3. Locate the oil filter and oil pan under your car.

Step 3: Drain the Old Oil

To drain the old oil, follow these steps:

1. Place the drain pan under the oil pan.
2. Use a wrench or socket set to loosen the drain plug on the oil pan.
3. Let the old oil drain into the pan.
4. Use an oil filter wrench to remove the old oil filter.

Step 4: Add New Oil

To add new oil, follow these steps:

1. Use a funnel to pour the new oil into the engine.
2. Consult your car’s owner manual for the recommended oil type and amount.
3. Once the oil has been added, replace the oil cap and close the hood.
4. Start your car and let it run for a few minutes to circulate the new oil.
5. Check the oil level using the dipstick and add more if necessary.

Best Practices for Disposing of Old Oil

Properly disposing of old oil is essential for protecting the environment. Follow these guidelines:

• Pour the old oil into a sealable container, such as an empty oil bottle.
• Take the container to a recycling centre or a mechanic who can dispose of it properly.
• Do not pour the old oil down the drain or into the ground.

Common Mistakes to Avoid

Here are some common mistakes to avoid when changing your car’s oil:

• Forgetting to tighten the oil filter or drain plug can cause leakage.
• Overfilling or not enough oil in the engine.
• You are using the wrong type of oil in your car.
• I forgot to change the oil cap or dipstick. 

Looking for reliable car insurance? Get a secure online quote today and get covered in minutes. At KennCo, we also cover drivers with a claims record, a conviction or if you drive a large or unusual car.

A.

In today’s world, where safety and security are paramount, protecting our homes and businesses from potential threats is crucial. Alarm systems have become indispensable in safeguarding our properties and ensuring peace of mind. In Ireland, the demand for reliable and efficient alarm systems has increased. This article delves into the importance of alarm systems in Ireland and explores various aspects of their installation, maintenance, and benefits.

Providing Unmatched Security Solutions

Investing in an alarm system is wise when protecting your home or business. Alarm systems in Ireland offer advanced security features that act as a deterrent to potential intruders and provide timely alerts in case of emergencies. With technological advancements, alarm systems have become more sophisticated, reliable, and user-friendly. They offer many benefits that ensure your property’s and loved ones’ safety.

The Significance of Alarm Systems

Enhanced Security Measures

Alarm systems provide an additional layer of security to your premises. They consist of various components such as sensors, control panels, and monitoring devices that work together to detect any unauthorized entry or suspicious activity. When an intrusion is detected, the alarm system triggers a loud siren, alerting the occupants and nearby individuals of the potential threat.

24/7 Monitoring

One of the critical advantages of alarm systems is their round-the-clock monitoring capabilities. Monitoring centres are equipped with state-of-the-art technology and skilled professionals who closely monitor your property. In any breach or emergency, they can notify the relevant authorities immediately, ensuring a swift response and minimizing potential damage.

Fire and Smoke Detection

Alarm systems in Ireland protect against burglaries and offer fire and smoke detection features. These systems are designed to detect the presence of smoke or sudden changes in temperature, alerting occupants to potential fire hazards. Early detection can significantly reduce the risk of property damage and save lives.

Remote Access and Control

Modern alarm systems have advanced features that allow you to monitor and control your security system remotely. With the help of a smartphone app or web portal, you can arm or disarm the system, receive real-time notifications, and even view live surveillance footage from anywhere in the world. This convenience provides peace of mind, especially when you’re away from home or managing multiple properties.

Installation and Maintenance of Alarm Systems in Ireland

Installing and maintaining alarm systems require careful consideration and professional assistance. Here are the key aspects to keep in mind:

Choosing the Right Alarm System

When selecting an alarm system for your property in Ireland, assessing your security needs is essential. Consider factors such as the size of your property, the level of security required, and any additional features you may need. Consulting with security experts can help you make an informed decision and choose a system that meets your requirements.

Professional Installation

For optimal performance and reliability, it’s recommended to have your alarm system installed by professionals. They have the expertise and experience to ensure the system is set up correctly, including proper sensor placement and integration with other security components. Professional installation also helps avoid common pitfalls and ensures that all aspects of the system are functioning as intended.

Regular Maintenance and Testing

Regular maintenance and testing of alarm systems are essential. This includes checking sensors, batteries, and connections and verifying the communication between the system and the monitoring centre. Most alarm system providers offer maintenance packages that include routine inspections and servicing to keep your system in optimal condition.

FAQs about Alarm Systems Ireland

What are the benefits of installing an alarm system in Ireland?

Installing an alarm system in Ireland offers numerous benefits, including enhanced security, 24/7 monitoring, fire and smoke detection, and remote access and control.

Are alarm systems in Ireland easy to use? 

Yes, modern alarm systems are designed to be user-friendly and intuitive. They often come with user-friendly interfaces and smartphone apps that make it easy to arm, disarm, and control the system remotely.

How much does an alarm system installation cost in Ireland? 

The cost of alarm system installation in Ireland can vary depending on several factors, such as the property’s size, complexity, and additional features. It is recommended to request quotes from reputable alarm system providers for accurate pricing information.

Can I install an alarm system myself? 

While it is possible to install a basic alarm system yourself, it is highly recommended to seek professional installation services. Professionals have the expertise and knowledge to ensure the system is set up correctly and integrated with other security components for optimal performance.

Do alarm systems in Ireland require ongoing maintenance? 

Yes, alarm systems require regular maintenance to ensure their effectiveness. This includes testing sensors, batteries, and connections and verifying communication with the monitoring centre. Many alarm system providers offer maintenance packages to simplify the process.

What should I do if my alarm system is triggered accidentally? 

If your alarm system is triggered accidentally, promptly disarm the system using the designated code or app. If the alarm continues to sound or you’re unsure of the cause, contact your alarm system provider or monitoring centre for assistance.

Conclusion

Investing in an alarm system in Ireland is a proactive step towards securing your property and ensuring the safety of your loved ones. With advanced security features, 24/7 monitoring, and remote access capabilities, these systems provide unmatched peace of mind. 

By choosing the right alarm system, opting for professional installation, and regular maintenance, you can maximize the benefits and effectiveness of your security system. Protecting your property has never been easier with alarm systems in Ireland.

Safety Tips and Best Practices for Using Alarm Systems

When using alarm systems, it’s crucial to follow safety tips and best practices to ensure optimal security and functionality. Regularly test your system to confirm that sensors and alarms are working correctly. Keep your alarm codes confidential and change them periodically to prevent unauthorized access.

Ensure that all household members are familiar with the system’s operation, including how to arm, disarm, and respond to false alarms. Avoid placing sensors near heat sources or where they can be easily triggered by pets. Finally, maintain a clear perimeter around your property to reduce false alarms and enhance the system’s effectiveness.

Safety Tips	Best Practices
Regular Testing	Periodically change alarm codes
Confidential Codes	Educate household members on system use
Familiarization with System	Avoid sensor placement near heat sources
Sensor Placement	Maintain clear perimeter around property
Response to False Alarms	Regular maintenance checks

Consider getting a secure home insurance quote from KennCo today to explore your potential savings.
We also offer Contents Only Insurance which is ideal for Renters in Ireland who want to protect their possessions in rented homes. Click here to apply for a Contents Only Home Insurance Quote. 

A.

Electric vehicles (EVs) are taking over the automotive industry, and it’s no surprise why. They’re environmentally friendly, cost-effective, and offer a smooth driving experience. If you’re in Ireland and considering switching to an electric car, you’re in the right place! This article delves into the cheapest electric cars in Ireland, offering comprehensive information on various models, features, and prices. Buckle up, and let’s get started!

The Benefits of Electric Cars

Cleaner and Greener

One of the main reasons people switch to electric vehicles is environmental considerations. Zero-emission electric vehicles contribute to a cleaner environment and reduce carbon emissions. 

Cost-Effective

The initial cost of an electric vehicle can be higher than that of a petrol or diesel vehicle, but the low running and maintenance costs make it a wise investment. 

Quieter and Smoother

Electric cars offer a quiet and smooth driving experience, with instant torque and less noise than traditional engines.

Top Affordable Electric Cars in Ireland

Nissan Leaf

The Nissan Leaf has become a popular choice for those looking for an affordable electric car. Its 40 kWh battery offers a range of up to 270 km on a single charge. 

The Leaf also comes equipped with the latest safety and infotainment features, such as the ProPILOT Assist system and the NissanConnect EV app, allowing you to monitor and control your car remotely.

Renault ZOE

ZOE’s sleek design, practicality and advanced technology make it a great choice for affordable electric vehicles. Renault ZOE ensures a comfortable and enjoyable driving experience with its spacious interior and easy-to-use infotainment system. 

Moreover, it features various safety systems such as lane departure warnings and traffic sign recognition, providing peace of mind on the road.

SEAT Mii Electric

The SEAT Mii Electric is a compact, city-friendly car with a 36.8 kWh battery and a range of up to 259 km. This agile and stylish EV is perfect for navigating urban environments and tight parking spaces. 

The Mii Electric’s interior is surprisingly roomy for its size, and the dashboard’s simple design ensures a clean driving experience. It also features modern features such as smartphone integration for seamless access to navigation, music and communications on the go. 

Volkswagen e-up!

Volkswagen’s e-up! is a small, affordable EV with a 32.3 kWh battery and a range of up to 258 km. This nifty city car is easy to drive and park, making it an ideal choice for urban dwellers. 

Compact but E-up! It offers a comfortable cabin with ample headroom and legroom for passengers. Its infotainment system supports smartphone integration, and safety features such as the Urban Emergency Braking function ensure a safe driving experience. 

Opel Corsa-e

The Opel Corsa-e offers a 50 kWh battery that provides a range of up to 337 km. A stylish option for those looking for an affordable electric vehicle. With a sharp exterior design and a fulfilling interior, it achieves both functionality and aesthetics. 

The spacious cabin provides ample room for passengers and luggage alike, making it an ideal choice for families or individuals who require extra space. 

The Corsa-e is also equipped with the latest safety features, such as forward collision warning and lane keep assist, ensuring a secure driving experience.

Peugeot e-208

The Peugeot e-208 is another contender among the cheapest electric cars in Ireland. It features a 50 kWh battery and offers a range of up to 340 km. 

The e-208’s eye-catching design and compact size make it ideal for city driving. The interior is well finished with comfortable seats and a modern infotainment system that supports smartphone integration. 

The Peugeot e-208 also boasts numerous safety features, including automatic emergency braking and lane departure warning, providing peace of mind on the road.

MG ZS EV

The MG ZS EV is an affordable electric SUV with a 44.5 kWh battery and a range of up to 263 km. This versatile vehicle offers a spacious cabin, ample boot space, and a comfortable ride. 

The ZS EV is fully equipped with the latest technology, including an 8-inch touchscreen infotainment system, smartphone integration and advanced safety features such as Adaptive Cruise Control and Blind Spot Monitoring. 

The MG ZS EV is an excellent option for families or individuals seeking a budget-friendly electric SUV with style and substance.

FAQs about the Cheapest Electric Cars in Ireland

Wrapping Up

Ireland’s cheapest electric vehicles offer a great opportunity to switch to greener and more economical means of transport. With different models, features and price points, electric vehicles are suitable for every need and budget. With Ireland’s charging infrastructure improving, there’s never been a better time to join the electric vehicle revolution. 

To get a quick quote for your electric car today, ring one of our agents on 01 409 2600 or visit our car insurance quote page.

A.

The National Car Test (NCT) is a mandatory vehicle test in Ireland that verifies that a car is drivable and meets the required safety and emission standards. This test is compulsory for all privately owned vehicles of 4 or more vehicles and should be repeated periodically depending on the age of the vehicle. Sometimes you may be unable to bring your car for its NCT, so you may wonder if someone else can bring it. We answer this and much more in our article. 

Preparing Your Car for the NCT

Before bringing your car to the NCT, ensure it’s in good working order. Check all fluids, lights, and tyre pressure, and no visible defects. We also recommend getting a car service by a professional to identify and fix any potential issues.

Can You Delegate the Task of Bringing Your Car for NCT?

NCT Requirements for Vehicle Owners

To have your car tested, you must present your Vehicle Registration Certificate (VRC) or Vehicle Licensing Certificate (VLC) and a valid form of identification. The vehicle’s owner is not explicitly required to be present at the test.

Providing Documentation

Ensure the authorised person has the original VRC or VLC for your car and their own identification. It’s a good idea to provide a written authorisation letter stating that you permit the individual to bring your vehicle for the NCT.

Selecting a Trustworthy Individual

Choosing someone you trust to bring your car for the NCT is crucial. This person will handle your vehicle and any potential issues during the inspection.

The NCT Process for Authorised Representatives

Arriving at the NCT Centre

The authorised person should arrive with the necessary documents at the scheduled appointment at the NCT centre. They will need to present these documents to the NCT staff upon arrival.

During the Test

While the test is being conducted, the authorised representative can wait in the designated area. They are not required to be present during the actual inspection but should remain at the centre to collect the results and address any issues.

Collecting the Results

Once testing is complete, authorised personnel receive an NCT certificate and a report detailing potential issues. Forward this information as soon as possible so that appropriate action can be taken if necessary.  

Possible Issues and Their Solutions

Lost or Misplaced Documents

If an authorised representative loses or misplaces any NCT-required documents, it must be reported to the relevant authorities immediately. You must also notify the NCT Center and reschedule your test if necessary. 

Car Fails the NCT

If your car fails the NCT, your authorised representative will receive a ‘Fail’ report detailing the reasons for the failure. You will need to address these issues and have the car retested within 21 to 30 days, depending on the severity of the problems identified.

Dealing with a Failed Test

Working closely with your authorised representative and a trusted mechanic is essential to resolve any issues that led to the failed test. Ensure you retest within the limited timeframe to avoid penalties or fines.

Post-Test Actions

Informing Your Insurance Provider

Next on the agenda is to inform your car insurance provider about your successful NCT test. This isn’t just a formality; it’s a smart move. A recent NCT pass can sometimes influence your insurance policy positively, indicating to the company that your car is in tip-top condition, which might help you snag better terms on your policy.

Updating Vehicle Records

Lastly, don’t forget to update your vehicle’s records to reflect the recent NCT success. Keeping your vehicle’s records current is essential and beneficial, helping maintain a well-documented history of your car’s condition. This detailed record can be a strong selling point if you decide to put your car on the market in the future.

Final Thoughts

Remember, these steps are not just bureaucratic hurdles but vital actions to maintain your car’s good standing and potentially enhance its value and safety on the road. So, once the NCT is behind you, invest a little time to wrap up these tasks, securing peace of mind and a well-maintained vehicle ready to hit the road with confidence.

FAQs

A.

KennCo Insurance was founded in 2008 and is part of KennCo Underwriting Limited, which has now become one of Ireland’s leading underwriting agencies. KennCo Insurance provides car insurance in Dublin for all vehicles, including electric vehicles along with a range of other Insurance products.

KennCo Insurance provides quotes for both third-party fire & theft and comprehensive insurance coverage at an affordable rate for all Dublin drivers. We provide car insurance for all areas in Dublin, such as Dún Laoghaire, Malahide, Howth, Finglas, Bray, Tallaght, Swords, Sandymount, Rush, Donabate, Portmarnock, Dalkey, Dublin City and any other town or village in Dublin.

We provide car insurance in Dublin for all drivers, including women, young drivers and all levels of driving experience.

Car Insurance Dublin Features

Your KennCo Insurance policy will provide you with everything you need. We also offer fantastic extra features. We offer features such as:

• 24-Hour Breakdown Assistance with Home-Start
• Cover for Cars up to 17 Years Old
• Loss of Keys
• Cover for Penalty Points
• Foreign Driving up to 31 days
• No Loss of No Claims Bonus for Fire or Theft Claims
• Discounts for Additional Voluntary Excess

Car Insurance Dublin Cover

There are two different types of cover available for our Dublin car insurance customers.

Types of Cover

 

Comprehensive Car Insurance Dublin

Comprehensive car insurance cover means that if you are involved in a car accident, we will cover the cost of repairing your car and, if necessary, the cost of repairing any damage or injury to third parties if you are at fault.

Third-party Fire & Theft Car Insurance Dublin

Third-party fire and theft insurance means that if your car is damaged due to a fire or as a result of theft, you’ll be covered. It also covers any damage or injury to third parties due to an accident where you are at fault. This type of insurance does not cover damage to your own car.

Traffic in Dublin

Dublin’s traffic rates can be pretty high depending on the day and month. According to Tomtom.com, February was the most congested month for traffic in 2020. April tends to be the least busy month.

The time to avoid travelling in Dublin is between 8 am and 9 am, particularly on Tuesdays. The school rush tends to be very busy around the city. If you can avoid travelling at that time, then you can save an average of up to 30 minutes per commute. Leave a little early, grab a coffee

Driving Safe in Dublin

There are several dangerous roads in Dublin that are high-risk areas for crashes. You should be aware of these roads when driving in Dublin. One of the most high-risk roads is the R111, which runs between Islandbridge and Irishtown in Dublin City.

Another dangerous road is the over 5km stretch of the R148 between the Chapelizod bypass along the Liffey Quays to the customs house.

Safe Parking Dublin

When driving in Dublin, you want to make sure you are parking your car in a safe space where it will be secure. The majority of parking in Dublin City is paid. You are usually off the road and storing your car in a building or a multi-storey car park, hence the fee. The following car parks are safe and secure locations for your car:

• Drury Street Underground Car Park
• Q-Park The Spire
• Q-Park Setanta
• Q-Park Christchurch
• Q-Park Dawson Street
• Q-Park St Stephens Green
• Q-Park Four Courts
• St Stephen’s Green Shopping Centre Car Park
• Parkrite IFSC
• Moore Lane

Car Insurance Dublin Quote

Are you looking for car insurance in Dublin? Get a secure quote today!

A.

KennCo Insurance was founded in 2008 and is part of KennCo Underwriting Limited, which has now become one of Ireland’s leading underwriting agencies. KennCo Insurance provides car insurance in Cork for all vehicles,

KennCo Insurance provides both third-party fire & theft and comprehensive insurance cover at an affordable rate for all Cork drivers. We provide car insurance for all areas in Cork, such as Kinsale, Cobh, Bantry, Midleton, Bandon, Ballincollig, Mallow, Carrigaline, Fermoy, Carrigtwohill, Passage West, Macroom, Blarney, Cork City and any other town or village in Cork.

We provide car insurance in Cork for all drivers, including women, expats, young drivers and mature drivers.

Car Insurance Cork Features 

Your KennCo Insurance policy will provide you with everything you need. We also offer fantastic extra features. We offer features such as:

• 24-Hour Breakdown Assistance with Home-Start
• Cover for Cars up to 17 Years Old
• Loss of Keys
• Cover for Penalty Points
• Foreign Driving up to 31 days
• No Loss of No Claims Bonus for Fire or Theft Claims
• Discounts for Additional Voluntary Excess

Car Insurance Cork Cover 

There are two different types of cover available for our Cork car insurance customers. 

Types of Cover

 

Comprehensive Car Insurance Cork 

Comprehensive car insurance cover means that if you are involved in a car accident, we will cover the cost of repairing your car and, if necessary, the cost of repairing any damage or injury to third parties if you are at fault. 

Third-party Fire & Theft Car Insurance Cork 

Third-party fire and theft insurance means that if your car is damaged due to a fire or as a result of theft, you’ll be covered. It also covers any damage or injury to third parties due to an accident where you are at fault. This type of insurance does not cover damage to your own car.

Traffic in Cork 

Cork’s traffic rate can be pretty high depending on the day and month. According to Tomtom, 8 am – 9 am is the busiest period, particularly on a Tuesday. The busiest month for traffic in Cork in 2020 was February, and the least congested was April. 

On average, they say that over 15 minutes are added to a 30 minute trip in the morning and 14 minutes when stuck in rush hour traffic in the evening. 

 

Driving Safe in Cork 

Just like any area, there are some roads in Cork that are more prone to accidents. It is good to know where in Cork they are so you can take extra caution when driving on these roads. The N40 between the Jack Lynch Tunnel and the Sarsfield Road is one of the top spots for accidents. Another area prone to car accidents is the R608 from West Village in Ballincollig to Elizabeth Fort.

Safe Parking Cork 

When driving in Cork, you want to make sure you are parking your car in a safe space where it will be secure. The majority of parking in Cork City is paid. You are usually off the road and storing your car in a building or a multi-storey car park, hence the fee. The following car parks are safe and secure locations for your car:

• Merchants Quay Car Park
• Paul Street Car Park 
• North Main Street Car Park 
• Q-Park Grand Parade
• Q-Park St Finbarr’s 
• Q-Park Carrolls Quay 
• Q-Park City Hall

Car Insurance Cork Quote

Are you looking for car insurance in Cork? Get a secure quote today!

A.

Electric cars are becoming more popular in Ireland over the last few years. There are many advantages of electric cars, which include environmental benefits, cost savings and lower maintenance. There are also many government incentives for buying an electric car which can make them even more appealing.

1. Cost-Saving

The main advantage of electric cars is cost saving. The average cost of electricity to charge your car is much lower than filling it up with petrol or diesel. The rise in fuel over the last year made the option of an electric car more enticing. Electric cars require less maintenance than traditional cars, which will save you a lot of money in the future. They will have fewer issues as they have fewer moving parts.

2. Environmental Benefits

Another advantage of electric cars is the environmental benefit. Many people are trying to reduce their carbon footprint and go green, so purchasing an electric car is top of their list. Electric cars emit no emissions, unlike traditional cars. Essentially this means they produce no pollution or greenhouse gases. They are much more sustainable and environmentally friendly than traditional cars.

 

3. Performance

Performance is another advantage of electric cars. They can accelerate quickly and smoothly due to instant torque. Also, they have regenerative braking, energy captured when the car brakes and is used to recharge the electric car’s battery. It helps improve the performance and efficiency of the electric vehicle. 

4. Lower Car Tax

Electric cars are charged the lowest tax rate in Ireland at €120 per year. It is unlikely to change in the future. The Irish government has made it its goal to have over one million electric vehicles on the road by 2030 and is encouraging Irish drivers to switch to an electric car.

5. Longer Battery Life

During the early days of electric cars, people were worried that the battery life of the cars were not sustainable. They felt the battery life was poor, so they couldn’t travel far. There have been incredible advantages in technology which has now made this issue a thing of the past. Battery life is much longer, and most new electric vehicles will offer a battery warranty to give you peace of mind. 

 

6. Government Incentives

Lastly, Ireland’s government has been promoting the use of electric cars in the country through various incentives. The Irish government offers a grant of up to €5,000 towards purchasing a new electric car. 

7. Quiet

Electric cars produce very little noise, making them ideal for driving in urban areas or for people who live near others. Some electric cars produce noise when reversing as required by law so people can hear a car close to them. There will be a lot less noise pollution in the future when everyone switches over to electric cars.

8. Charging Improvements

The charging infrastructure for electric cars is rapidly improving in Ireland. More and more charging stations are being added in cities and smaller towns, making it easier for drivers to charge their cars while on the go. You don’t want to have to plan out every journey, so this is essential to make it a simple switch for drivers with traditional cars.

Conclusion

In summary, electric cars in Ireland offer many advantages, such as cost savings, environmental benefits, improved performance and government incentives. The benefits of electric cars are clear, and with the advancements in technology and improved charging infrastructure, electric cars are becoming an increasingly viable option for Irish drivers.

A.

Some people may still think that car insurance is different based on gender. Car insurance is not priced by gender, but this was not always the case. Until 21st December 2012, car insurance was typically less expensive for women as road safety statistics showed that women tended to be safer drivers and less likely to be involved in a car accident. Due to this, insurers charged women less.

The European Court of Justice made a ruling that made it illegal for insurance companies to use gender as a factor when calculating insurance for either a man or a woman. After this ruling, insurers equalised prices across both genders, which led to price rises for some women and price drops for some men. 

Make Savings on Women’s Car Insurance

We may not be able to offer you a lower insurance quote based on your gender, but there are still ways that you can make savings on your insurance premium. We will give you some tips on how to save on car insurance for women.  

Driver History

Your history on the road is one of the main factors that insurance providers look to. If you have a clean driving record with no accidents and a no claims bonus of over five years, then you are going to see the benefits of your good driving by a reduction in your insurance premium. 

Avoid getting any penalty points as your insurance premium may rise when you incur penalty points or any speeding fines. The safer you drive, the less the risk is that you’ll be involved in an accident. Your insurance premium will be less expensive with a clean driving record.

Ultimately the best way to save on your women’s car insurance is to be a safe driver. Even if you have had penalty points or have been involved in an accident, you can redeem yourself.

Ultimately the best way to save on your women’s car insurance is to be a safe driver. Even if you have had penalty points or have been involved in an accident, you can redeem yourself. You can start by promising to be a better driver and proving that on the road. Reduce your speed limit, get rid of distractions and focus on the road.

Smaller Engine

The type of car you have will impact your insurance premium. There is no rule to follow when buying a car, but you should always consider additional costs you may incur outside of your initial payment. If your car is newer or top of the range, it may be more expensive. 

The bigger the engine, the more expensive it will be. For example, if you have a 2L BMW, you will be paying a very high insurance premium due to the engine size. The car is very powerful, and the risk is more significant for you to be in an accident with the BMW than a car with a smaller engine size. If you’re a woman taking out insurance in your own name for the first time, we would recommend that you purchase a car with a smaller engine size to reduce to save on your women’s car insurance. 

Payment Method

It may seem easier to pay monthly by setting up a direct debit for your women’s car insurance. Ultimately, you will pay more in the long run due to the interest charged. Paying up-front works out cheaper, but of course, it may be more difficult for some drivers. You should check your budget and see which works best for you. 

Voluntary Excess

Another tip for women to reduce their insurance premium is to take out a voluntary excess. By taking out a voluntary excess, you will most likely see your insurance premium reduce. To explain this easier, let’s say your excess is €350, and you make a claim for €2,500, your insurance settlement would then be €2,150. Raising your excess will decrease your cover costs, but you will have to pay more if you have an accident.

Keep Your Car Secure

A great way to reduce your insurance premium without the hassle is to secure your car in a safe location when parking. If you have a driveway or garage, then park your car in it overnight. Be sure to let your insurers know. It helps minimise the risk that your car will be damaged or stolen. An added bonus is to install extra security features such as alarms or trackers. It will cost you money upfront but may lead to savings in the long term. 

Review Your Policy 

You should review your insurance policy every year as your circumstance may change. You should do this to get the best quote available to you. Before you renew, you should ask if any discounts are available to you. You might have had another year no claims bonus, for example. 

Head over to the Women’s Car Insurance page to view all the benefits we offer our women drivers and then get a secure quote online or call us today on 01 409 2600.

A.

1. Review Your Home Insurance Annually

Don’t forget that a lot can change in a year. Have you bought new jewellery, fitted a new house alarm or changed your home? All of these factors can affect the cost of your home insurance. Make a note of any changes you have made to your home throughout the year and inform your insurance company before your renewal date.

2. Shop Around

Home Insurance might not be your top priority, but it’s essential to consider it before your renewal date. Allow yourself some time before your renewal date to ring different insurance companies for the best price. Don’t forget that the cheapest price isn’t always the best option. Make sure that you compare what each provider includes in each policy. You can get a home insurance quote with KennCo by clicking here. 

3. Don’t Over Insure Your Home

It’s important to remember that your home insurance covers the cost of rebuilding your home, not the value of your home. The value of your home may be increased by location or demand, but this does not affect the rebuilding cost. If you provide your insurance company with the value of your home instead of the rebuilding cost, you may pay a higher premium than necessary.

4. Increase your Excess

If you increase your voluntary excess, you are likely to see a reduction in your home insurance premium. Voluntary excess refers to the amount of a claim you are willing to pay on top of the compulsory excess. If you think you are unlikely to make a claim, it may be worth considering increasing your voluntary excess. However, you must be aware that in the event of an accident, you could end up paying more money out of your own pocket.

If you are considering purchasing a home insurance policy, get a secure quote from KennCo today to see how much you can save. 

5. Window Security

Windows are often seen as the weak link in home security. However, with the proper measures, they can be transformed into impenetrable barriers. Consider installing window locks and laminated glass to deter potential intruders. Security grilles and shutters can add an extra layer of protection, giving you peace of mind.

6. Regularly Reviewing Your Policy

Time flies. And as it does, things change, including the value of your home and its contents. This is why regularly reviewing your policy is not just smart; it’s essential. Let’s delve into this a bit more.

The Importance of an Annual Review

An annual review is like a health check-up for your home insurance policy. It allows you to adjust the coverage per changing circumstances, ensuring that you are neither over-insured nor under-insured. It’s a time to reflect on the changes in your life and how they impact your insurance needs.

Our new Contents Only product is ideal for Renters in Ireland who want to protect their possessions in rented homes. Click here to apply for a Contents Only Home Insurance Quote. 

FAQs