Category: Blog

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The NCT is part of having a car in Ireland and is essential to show your car is roadworthy. We have your questions covered with the most asked NCT questions and our essential NCT Checklist so you don’t miss out on anything before your test.

What Should I Do if I Fail My NCT?

If you fail your NCT, don’t panic! Take the NCT report from the test centre and bring it to your mechanic. They will be able to order any parts needed to fix the issues found for your car and book your car in to be fixed. When you know the time frame your car will be fixed you can book in for a re-test.

Recent Updates to the NCT Process

Three changes are being introduced to the National Car Test, that drivers of passenger vehicles, up to 8 people, will be tested for going forward.

1. OBD Testing: This new testing method focuses on the On-Board Diagnostics System in vehicles, which monitors the car’s performance and can alert users to potential issues before they become significant problems.
2. More clarification on each item on which a car will be tested and criteria for pass/fail outcomes are published in more detail to guide the public and automotive industry regarding why a vehicle may fail the NCT. 
3. Escalation of defects: This is where a combination of deficiencies found in one area of the vehicle is recorded in the NCT. Such a combination of deficiencies could escalate the NCT to ‘fail dangerous’. Where a vehicle receives a ‘fail dangerous’ result, it is considered to constitute a direct or immediate risk to road safety. The vehicle is not deemed roadworthy and should not be driven on the road.

 

What is OBD Testing, and why has it being introduced?

According to the NCT service, An On-Board Diagnostics System (OBD) is a computer system inside a vehicle which tracks and regulates a car’s performance. It collects information from sensors inside the vehicle to alert the user to a problem, often before it becomes a major issue. With the introduction of OBD testing, Ireland will be amongst the first of the EU Member States to implement such testing under the EU Directive 2014/45.

This new OBD testing will be introduced on a phased basis to allow customers and the automotive industry to familiarise themselves with this new change in the NCT process. Phase one will follow the following logic; when an OBD error code is detected, it will result in the vehicle receiving an “Advisory Pass”, provided the vehicle passes on all other items being assessed. Phase two was introduced in early 2022 with a more strict approach. When an error code is detected, this may constitute a reason for “failure”.

How Can I Pass the NCT? – NCT Checklist

1. Check your oil and water levels – This is a quick and easy job that you can do yourself. It will help you pass your test and is an essential step to keep your car running smoothly.

5. Bring the correct documentation- You may be asked to produce your log book and driving license before the test begins. Failure to do so may result in you not receiving the NCT cert for your car. You must also print off and show your booking confirmation email on arrival at the test centre.

6. Registration plates – Ensure your registration plates are clean, fully intact and secured to your car. When checking your lights, make sure you also check any lighting round or above your number plates for viability purposes.

7. Temperature of your vehicle – A normal operating temperature is recommended in your car when bringing it in for testing.

8. Wipers, wing-mirrors and washers – Your wipers must clean the windscreen adequately to provide the driver with a perfect view. Washers must be in working order, aiming correctly and be filled with adequate water.

9. Horn – The horn should be correctly mounted, fitted, and in working order.

10. Locking system – Doors should lock and open correctly. 

The NCT’s Impact on Road Safety

The NCT plays a pivotal role in maintaining road safety standards in Ireland. Since its introduction:

• Reduction in Accidents: There has been a notable decrease in accidents caused by vehicle malfunctions.
• Improved Air Quality: By ensuring vehicles meet emission standards, the NCT contributes to better air quality and reduced environmental pollution.

FAQ’s

Another essential part of driving in Ireland is having car insurance. If you are looking for a competitive quote on your car insurance, get an online quote from us here and see how we compare to your current premium. 

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A no-claims bonus is where a driver receives a discount on their premium based on the number of years they’ve held a car insurance policy without making a claim. The more years you’ve had without an accident, the higher the discount you’ll receive. Only the person who has taken out a policy in their name can earn a no-claims bonus.

@kenncoinsurance What is a NCB in Ireland? #insurance #insurancetiktok #carinsurance #fyp ♬ original sound – KennCo Insurance

Usually, the max number of years that you can receive a no-claims bonus is 6 years. Your no-claims bonus does not increase further after six years, as this is the maximum discount. Therefore, whether you have 8 or 15 years of no claims, your bonus will be the same. You can receive a reduction of up to 67% on your policy with a full no-claims bonus.

Full No Claims Bonus Protection

You will usually have the option to protect your no-claims bonus when taking out your insurance policy. You can protect your bonus by paying an additional fee on your policy, even if you make a claim. This means that you will still receive the same discount despite making a claim.

It’s essential to read your insurance company’s terms and conditions when taking up no-claim protection, as some companies apply limitations.

These may include restricting the number of times you can claim your no claims are affected. It is also worth noting, that despite having no claims protection in place, some insurance policies will still take the number of accidents you have been in into account.

Step Back No Claims Bonus Protection

Step back no protection is where a policyholder protects part of their bonus. For example, where you’re at fault in an accident, instead of losing your full five-year bonus, you only lose two years and ‘step back’ to having three years no-claims bonus.

Can You Keep Your Bonus If You Are Off the Road for a while?

If you’re travelling or taking a break from driving, you may lose your bonus if you are off the road for two years or more. Call your insurer to determine how long they allow before rejecting an old no-claims bonus.

Has Your No Claims Bonus Expired? 

Your No Claims Bonus may have expired after moving abroad or a lapse in your car insurance coverage.

Are you aware that your no-claims bonus may have expired if you have a gap of 2 or more years in your car insurance cover? Many drivers in Ireland are unaware that if they do not have an insurance policy in their own name in Ireland for more than 2 years, they may lose their entire no-claims bonus.

This affects drivers living abroad (even if they have been driving abroad) or those insured as a named driver instead of having a policy in their own name.

What Happens If You Have a Gap in Your Car Insurance Cover?

Having a gap of 2 or more years in your insurance cover may make it difficult to get a car insurance quote, while some insurance companies may even refuse to insure you!

A recent article in the Irish Times, described the difficulty a driver returning from the Netherlands had trying to get car insurance after his NCB had expired. The driver was quoted up to €3,000 in some instances, despite having a clean driving record. 

The Impact of NCB on Premiums

A full NCB can significantly reduce your insurance premiums. For instance, a driver with a six-year NCB could receive a discount of up to 70% on their premium. This substantial discount highlights the value of maintaining a clean driving record.

Transferring NCB: Can You Move It Between Providers?

One common question is whether the NCB can be transferred between insurance providers. The answer is typically yes. Most insurance companies will honour an NCB earned with another provider, but it’s always good to check beforehand.

 

How to Get Covered?

KennCo Insurance is very happy to provide you with a quote even if you have a lapse in your car insurance cover. We take driving abroad or driving as a named driver into account, so you don’t miss out on our great discounts if you’re a safe driver. As mentioned in the recent Irish Times article,

Kennco Insurance – not the coffee – in Rathfarnham in Dublin proved to be the only reasonable company that was willing to overlook the no-claims bonus going slightly over two years. They insured me – the policy underwritten by Lloyds – and provided the necessary letter of indemnity for €715. They were kind and patient on the phone too – it makes a difference.”

If you plan on getting your car back on the road in Ireland, call KennCo Insurance for a quote today on 01 409 2600.

What will you need?

If you’re returning from abroad or switching from a named driver experience to a policy in your own name, you will need proof of your driving history. 

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Origins of Bank Holidays

We all love our Bank Holidays and with the brighter evenings and the summer approaching, we have three days to look forward to in May, June and August. So we’ve decided to take a quick look at the history of how our Irish Bank holidays came about.

Until 1834, the Bank of England observed about 33 saints’ days and religious festivals as holidays, but in 1834 this was reduced to just four: 1 May (May Day), 1 November (All Saints’ Day), Good Friday and Christmas Day. In 1871, the first legislation relating to bank holidays was passed when Liberal politician and banker Sir John Lubbock introduced the Bank Holidays Act 1871, which specified the days in the table below.

England, Wales & Ireland	Scotland
	New Year’s Day
Easter Monday	Good Friday
Whit Monday (June)	First Monday in May
First Monday in August	First Monday in August
	Christmas Day
Boxing Day/St Stephens Day

Under the Act, no person was required to make any payment or to do any act upon a bank holiday which they would not be required to do on Christmas Day or Good Friday. At this time, Ireland was still under British Rule, so we also benefited from the official bank holidays. This was also a time when workers were not entitled to the current 20 minimum day’s paid annual leave, and for some, may have been the only days apart from the weekends when they got off work!

The act did not include Good Friday or Christmas Day as bank holidays as they were already recognised as common law holidays since before records began. In 1903, the Bank Holiday (Ireland) Act added 17 March, Saint Patrick’s Day, as a bank holiday for Ireland only.

In 1939, the Oireachtas passed the Holidays (Employees) Act 1939 which designated the public holidays like Christmas Day; St. Stephen’s Day; St. Patrick’s Day; Easter Monday; Whit Monday and the first Monday in August. The Holidays (Employees) Act 1973, replaced the Whit Monday holiday with the first Monday in June. New Year’s Day was not listed in the Act but was added by Statutory Instrument in 1974. The October Holiday (Halloween) was added in 1977. The first Monday in May (commonly known as May Day) was added in 1993 and first observed in 1994.

Bank Holidays in Ireland 2025

Here are the dates for Ireland’s ten public holidays in 2025:

• Wednesday,  1 January – New Year’s Day

• Monday,  3 February – St Brigid’s Day 

• Monday,  17 March – Saint Patrick’s Day 

• Monday,  21 April – Easter Monday

• Monday,  5 May – May Day 

• Monday,  2 June – June Bank Holiday

• Monday,  4 August – August Bank Holiday

• Monday,  27 October – October Bank Holiday

• Thursday,  25 December – Christmas Day 

• Friday,  26 December – St Stephen’s Day

Good Friday is a bit of a strange one, for some companies treat it as a National Holiday and others don’t, as it is not an official Bank Holiday. It is a Public Holiday in Northern Ireland only. In 2018, the prohibition of the sale of alcohol on Good Friday was lifted. Banks also close on Good Friday. (So does KennCo!) It falls on Friday April 15th 2022, this year.

St. Brigid’s Day

In 2022, the Irish government announced that from 2023 a new permanent annual bank holiday would be celebrated on February 1 to mark St. Bridget’s Day. St. Brigid’s Day is observed on the first Monday in February, except where St Brigid’s Day (1 February) happens to fall on a Friday, in which case that Friday 1 February will be a public holiday. 

This bank holiday was put in place to recognise the efforts of the general public, volunteers and all workers during the COVID-19 pandemic, and in remembrance of people who lost their lives due to the COVID-19 pandemic.  

The holiday coincides with the Gaelic festival of Imbolc and celebrates St Brigid of Kildare, one of Ireland’s patron saint and is the first bank holiday in honour of a woman. 

If you’re thinking of going away during the next bank holiday weekend, why not get a Travel Insurance quote today. KennCo Travel Insurance also includes cover for nights away in Ireland when one-nights accommodation is pre-booked. You can find all the Travel Insurance features/benefits here and get a Travel Insurance quote here now!

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When you’re ready to get behind the wheel officially, the wait for a driving test appointment can feel like an eternity. But with a little know-how, you can check the waiting times and plan accordingly to avoid any unnecessary stress. Here’s a simple guide on how to check driving test waiting times in Ireland, so you can get road-ready without the wait.

When Can You Apply For Your Driving Test

However, before sitting your test, you must meet the eligibility requirements. To be eligible to sit your driving test in Ireland you must:

• Have a valid learner permit – if it’s your first permit, you must have held it for a minimum of six months.
  
• Have completed 12 Essential Driver Training (EDT) lessons, with all EDT sessions uploaded by your instructor to the MyEDT portal.

If you book a driving test date without completing all of the required training, your test can be cancelled by the RSA before your appointment date. However, you won’t lose your fee but will be kept on a waiting list until your training has been fully completed.

Understanding Driving Test Waiting Times

Visit the Official RSA Website
The Road Safety Authority (RSA) is your go-to resource for all things driving or driving test-related here in Ireland. Their website offers detailed information about driving test services and includes a handy portal where drivers can check estimated waiting times for their areas.

Just navigate to the driving test section, and you’ll find the dedicated portal for test waiting times. This is updated regularly and will have the most accurate and up-to-date information for driving who are booking, or waiting on a test time.

Use the Online Booking System
Another easy and efficient method for checking wait times is through the RSA’s online booking system. When you book your driving test, you can choose the test centre where you want to complete your test, and the booking system will display the earliest available dates. This not only gives you an idea of the wait times at different centres but also allows you to choose a slot that suits you.

Contact Local Test Centres
If you prefer a more direct approach, you can give your local test centre a ring and ask about wait times. The staff at these centres can give you a rough estimate of waiting times over the phone. A list of test centres by county and contact information can be found on the RSA website.

Check During Off-Peak Times
Driving test wait times can fluctuate throughout the year. In general, periods after major holidays or during the summer months can see a spike in demand for driving tests. Try checking for test slots during traditionally quieter months, such as early autumn or late winter, to potentially get an earlier appointment date.

Stay Updated with RSA Alerts
Signing up for RSA alerts can keep you in the loop about any changes in driving test operations, including waiting times. These alerts offer real-time updates direct to your email or phone, so you have the latest information at your fingertips.

Young Driver Insurance with KennCo

While waiting for your driving test date can be frustrating, having the right tools and know-how to check the waiting times can help you plan your booking and make the wait a little bit easier.

For help getting on the road with reliable, trusted insurance coverage for young drivers, contact KennCo on 01 4092 600 today, or visit our website for an online quote.

Frequently Asked Questions
Checking Driving Test Wait Times in Ireland

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Learning to drive is an exciting time. Whether you’re a young adult eager to hit the road or someone looking to gain more independence through driving, understanding the process of obtaining driving lessons in Ireland is your first step. 

This essential guide will take you through the essentials of driving lessons, the licensing process, and how to ensure success on your journey to becoming a confident driver.

Understanding the Irish Driving System

In Ireland, the Road Safety Authority (RSA) is the governing body responsible for ensuring road safety and driving standards. Before you can start driving, you must obtain a learner permit, and to do this, you need to pass the Driver Theory Test. This test covers rules of the road, risk perception, eco-driving, and more. It’s the foundation upon which your driving skills will be built. Source:Road Safety Authority Ireland (RSA)

Step 1: The Driver Theory Test

Preparation is key, and there are plenty of resources available, including practice tests and study materials on the RSA website. Passing this test is your gateway to obtaining a learner permit.

Passing your Theory Test is always a challenging time for a new driver. We’ve created a mock-up test to help you with some common questions you might get asked. Try and get above 70%.

Obtaining Your Learner Permit

Once you’ve passed the theory test, you can apply for your learner permit. This permit is essential for taking driving lessons and must be acquired before you get behind the wheel. The learner permit has certain restrictions, such as not driving unaccompanied and displaying L plates at all times, to ensure the safety of the learner and other road users.

Choosing a Driving School

Selecting the right driving school is crucial. Look for RSA-approved instructors (ADI) who have the experience and teaching style that suits your learning preferences. You can find a list of RSA-approved instructors on their website.

Tips on Choosing a Driving Instructor/School:

• Check Qualifications: Ensure the instructor is RSA-approved.
  
• Read Reviews: Look for feedback from former students to gauge the instructor’s effectiveness and approachability.
  
• Consider the Car: Some might prefer learning in a specific type of car (manual or automatic), so check what the school offers.
  

Step 4: Undertaking Essential Driver Training (EDT)

In Ireland, learner drivers are required to complete Essential Driver Training (EDT) with an approved driving instructor. This program consists of 12 one-hour lessons, covering various driving skills and situations. 

EDT is designed to provide a solid foundation of driving knowledge and skills, preparing you for safe and competent driving.

Step 5: Practice, Practice, Practice

Practice is vital. The more you drive, the more comfortable you’ll become with the controls and the better you’ll understand how to react in different situations. It’s recommended to practice as much as possible between lessons, always accompanied by a driver who holds a full driving license.

Step 6: Preparing for the Driving Test

Preparation for the test involves not just practicing driving, but also familiarising yourself with the test format, potential routes, and common areas where candidates may lose points. Consider taking pre-test lessons with your driving instructor to refine your skills and address any weaknesses.

Tips for Success

• Stay Positive: Learning to drive can be challenging. Stay positive, and don’t get discouraged by setbacks.
  
• Listen to Your Instructor: Your instructor’s feedback is invaluable. Listen carefully and apply their advice.
  
• Study the Rules of the Road: A thorough understanding of the rules will not only help you pass your tests but also make you a safer driver.
  
• Get Familiar with Your Vehicle: Understanding how your vehicle operates can significantly boost your confidence on the road.

Obtaining driving lessons in Ireland is a structured but straightforward process designed to provide you with the knowledge, skills, and experience you need to become a safe driver. 

Driving is a skill that improves with practice and patience. By following these steps and embracing the journey with enthusiasm and dedication, you’ll be well on your way to passing your driving test and enjoying the freedom and opportunities that come with being a licensed driver. 

For help getting your first car on the road, reach out to one of our trusted KennCo Insurance advisors today on 01 409 2600, or click here for a quick online quote to see how much you can save.

Driving Lessons in Ireland FAQS

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If you’re looking to get your driver’s license in Ireland, one of the first steps you’ll need to take is passing the theory test. This exam is designed to test your knowledge of the rules of the road, and passing it is essential if you want to obtain a learner permit or a full driver’s license. In this blog post, we’ll cover everything you need to know about passing the theory test in Ireland in 2025.

Study the Rules of the Road

The first step to passing the theory test is to study the Rules of the Road. It is the official publication of the Road Safety Authority (RSA), and it contains all the essential information you need to know to be a safe and responsible driver. 

The Rules of the Road covers everything from road signs and markings to driving in adverse weather conditions. Ensure you read it thoroughly and pay attention to any sections that you find particularly challenging.

Use Online Resources

In addition to the Rules of the Road, plenty of online resources are available to help you prepare for the theory test. 

Take Practice Tests

One of the best ways to prepare for the theory test is to take practice tests. These tests are designed to simulate the actual exam, and they can give you a good idea of what to expect on test day. Practice tests can also help you identify areas to study further. Make sure you take as many practice tests as possible before the exam.

Booking a Test

Book a theory test on the RSA’s website. There are numerous nationwide locations, so choose the most convenient for you. 

Arrive Early

On test day, make sure you arrive at the test centre early. Doing so will give you plenty of time to settle in and calm your nerves. You’ll need to bring your learner permit or other identification and proof of payment for the test fee. You’ll also need to sign a declaration stating that you haven’t cheated or received any assistance while preparing for the exam.

Relax and Stay Focused

Finally, it’s important to stay relaxed and focused during the exam. Take deep breaths if you feel anxious, and read each question carefully before answering. Take your time with the questions, and be mindful of the time limit. Remember, you only have 45 minutes to answer 40 questions, so manage your time wisely.

Passing the theory test in Ireland requires preparation, dedication, and focus. Studying the Rules of the Road, using online resources, taking practice tests, arriving early, and staying relaxed and focused can give you the best chance of success. 

Applying for a Learners Permit

You will receive a pass certificate when you pass your theory test. This certificate is an important document you’ll need when applying for your learner permit. You must keep it safe and in good condition, as it proves that you’ve successfully passed the theory test.

It’s important to note that the pass certificate is only valid for two years from the date you passed the test. So, it would be best if you used this time to continue working towards obtaining your full driver’s license. Stay motivated; gaining the experience and skills to pass your driving test can take some time.

Passing your theory test is just one step towards becoming a safe and responsible driver. Taking driving lessons, practising regularly, and gaining experience on the road are essential. By doing so, you’ll be well on your way towards obtaining your full driver’s license and enjoying the freedom that comes with it.

Good luck! And once you’ve passed your test, remember to contact KennCo Insurance to get a quote on your car insurance.

Frequently Asked Questions
How to Pass the Theory Test in 2025

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Travel insurance isn’t just a mere item on your travel checklist. It’s a vital part of your travel preparations that can make your trip abroad smooth and worry-free. It’s like your safety net in case of unexpected circumstances. We cover some essential tips for the next time you buy travel insurance. 

Why is Travel Insurance Necessary?

Imagine yourself on a trip abroad, eager to experience the vibrant culture, lush surroundings, and ancient sites. However, what if your luggage is lost? Or even worse, what if you require immediate medical attention?

These circumstances could easily transform your ideal vacation into a stressful nightmare if you don’t have travel insurance. Travel insurance is, therefore, not a luxury but rather a requirement.

Essential Travel Insurance Tips

Understanding Policy Coverage

Comprehensive Coverage

Select a policy that provides comprehensive coverage while making your decision. Trip cancellations, lost luggage, and medical crises should all be covered. While you enjoy your adventure, a comprehensive policy gives you peace of mind by offering a canopy of protection.

Specific Event Coverage

Take into account your planned activities. If your itinerary includes adventurous pursuits like rock climbing, horse riding, or even cycling around scenic routes, ensure these are included in your coverage. The last thing you want is a policy that doesn’t cover your planned activities.

Evaluating Policy Exclusions

Every policy has its own set of exclusions. It’s crucial to understand what is not covered before you buy travel insurance. For instance, some policies may not cover injuries sustained from high-risk activities or pre-existing health conditions. Knowing these exclusions can help you make an informed decision and avoid disappointments later.

Reading the Fine Print

It’s not enough to skim through your policy. A thorough read is necessary to understand its intricacies. Make sure you meticulously comb through the fine print to avoid unpleasant surprises later.

Checking for Repatriation

It’s important that your policy includes repatriation coverage. This means that the insurance will cover your return to your home country in the unfortunate event of severe illness or accident. This is particularly crucial if you are travelling solo or visiting remote areas.

Ensuring Adequate Medical Coverage

Foreign medical expenses can add up rapidly, making even a minor mishap financially burdensome. As a result, be sure your travel insurance policy has comprehensive medical coverage. This should pay for hospital expenses, outpatient care, and emergency evacuation.

Shopping for Travel Insurance

Comparing Insurance Providers

You may wonder what to look for in a travel insurance provider. Well, here are a few aspects to take a look at:

Price

It shouldn’t be the sole determinant. Don’t just opt for the cheapest policy you can find. Instead, evaluate what you’re getting for the price. Remember, an initially expensive policy might be more cost-effective in the long run if it provides extensive coverage.

Reviews and Ratings

Check the reviews and ratings of potential providers before choosing one. You can learn more about their dependability, customer support, and claims procedure from there. To receive a fair perspective, consider both favourable and negative evaluations.

Understanding Different Types of Policies

Single Trip Policies

These are ideal if you’re planning a one-off trip abroad. As the name suggests, these policies cover a single trip, usually up to a specified number of days.

Multi-Trip Policies

If you travel frequently or plan to visit a location multiple times within a year, a multi-trip policy could be more economical. This policy covers multiple trips within a year, with each trip typically capped at a certain number of days.

Choosing the Right Policy for You

Every traveller has different insurance requirements, as do they. Your travel insurance should be customised to your unique needs. To select the best policy, review your situation, consider your activities, assess the contents and exclusions of the policy, and compare the cost to the level of coverage offered.

Don’t hesitate to ask the provider questions if you’re unsure about anything. It’s better to clarify doubts before purchasing the policy rather than regretting later.

Purchase Travel Insurance with KennCo

Ready to embark on a worry-free journey? Choose KennCo Insurance for comprehensive travel protection.

Whether you’re hitting the beach to soak up the sun or backpacking around Europe, you can travel the world with peace of mind knowing KennCo has you covered.

Our travel insurance plans cover travel cancellations, medical emergencies, lost luggage, and more. Which means you can focus on making memories and enjoying your holiday, instead of worrying about potential problems or hiccups.

So, before you pack your bags for your next great adventure, secure your trip with KennCo Insurance. We focus on the risks so that you can focus on the journey.

Tips for Buying Travel Insurance | FAQs

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Headlights are not just a feature of your car; they are a critical safety tool that, when used properly, significantly enhances visibility and communication with other road users. This guide delves into the correct usage of car headlights, with a focus on the important role of your car’s dipped headlights.

Understanding Car Headlights

Main Beam Headlights

Main beam headlights provide a bright, direct light that illuminates the road ahead over long distances. However, their intensity can dazzle oncoming traffic, making them suitable for use only when no other vehicles are in front or coming towards you, typically on unlit roads.

Dipped Headlights

Dipped headlights, on the other hand, are designed to offer good illumination without causing glare to other road users. They are angled downwards and are the most frequently used lighting setting, essential for most driving conditions during the night and at times of reduced visibility.

Daytime Running Lights

In addition to the main beam and dipped headlights, modern vehicles are often equipped with Daytime Running Lights (DRLs). These were introduced to increase safety by helping to make vehicles more noticeable during the day and in conditions where visibility may be reduced – such as at dawn, dusk, or in poor weather conditions.

DRLs automatically activate when the engine is started. They typically illuminate the front of the vehicle only – and do not illuminate the road ahead or the rear of the vehicle. And while they play a crucial role in enhancing daytime safety, they are not a substitute for dipped headlights in poor driving conditions or during the night.

When to Use Dipped Headlights

During Bad Weather

Fog, heavy rain, and snow can significantly reduce visibility. In such conditions, dipped headlights can make your vehicle more visible to others, while also improving your own view of the road.

In Tunnels and Underpasses

Even during the day, tunnels and underpasses can be significantly darker than outside conditions. Switching to dipped headlights helps make your presence known to other drivers navigating these shared spaces.

On Busy Streets

In urban and built-up areas, especially during twilight hours or when street lighting is insufficient, dipped headlights help in highlighting your vehicle among the myriad of road users, including pedestrians and cyclists.

Compliance with Road Safety Regulations

Irish road safety regulations mandate the use of dipped headlights during certain times and conditions to ensure not just your safety, but also that of others on the road. Familiarising yourself with these rules is not just about avoiding penalties; it’s about contributing to a safer driving environment for everyone.

Tips for Effective Headlight Use

Regular Maintenance

Ensure your headlights are clean and functioning correctly. Dirt and grime can significantly diminish their effectiveness, while a faulty bulb can compromise your visibility and safety.

Avoiding Glare

Be mindful of other road users and switch from main beam to dipped headlights when encountering oncoming traffic or driving closely behind another vehicle.

Using Automatic Settings

Many modern vehicles come equipped with automatic headlight settings that adjust according to external light conditions. While convenient, it’s important to manually override these settings when necessary to ensure optimal lighting.

Understanding the Limits

While dipped headlights improve visibility, they have their limitations, especially in terms of distance illuminated. Adjust your driving speed accordingly to ensure you can stop within the area lit by your headlights.

Using Your Car Headlights

The correct use of car headlights, especially dipped headlights, is a fundamental aspect of safe driving in Ireland. By adhering to the guidelines outlined above, drivers can ensure not only their own safety but also that of others on the road. 

Remember, headlights are not just for seeing but for being seen. As the evenings draw in or whenever visibility is compromised, make the switch to dipped headlights a standard part of your driving routine.

For a fast, reliable car insurance quote, reach out to one of our trusted KennCo Insurance advisors on 01 409 2600, or click here for a quick online quote.

Car Headlights: How and When To Use Them
Frequently Asked Questions

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Motorists across Ireland can face significant differences in car insurance costs depending on where they live. Our recent data has revealed the Irish counties with the most expensive car insurance costs, with some regions of the country seeing the cost of their premiums exceed well above the average!

While the cost of car insurance generally differs based on a number of different factors, drivers across Ireland can also expect to pay a higher or lower average premium based on their county, according to our data and research. 

Counties In Ireland With Most Expensive Car Insurance

Leading the rankings for the highest car insurance premiums is Longford, where drivers fork out almost 6% higher than the national average annually for car insurance. This is followed closely by Waterford, where motorists can expect to pay almost 4% higher than the average cost per year – residents in Carlow are close behind with average premiums of 3.7% above the national average. 

The Top 10 Counties in Ireland with the most expensive car insurance are: 

1. Longford 
2. Waterford
3. Carlow 
4. Limerick 
5. Kilkenny 
6. Westmeath
7. Tipperary South 
8. Kerry 
9. Leitrim
10. Louth

While Dublin is often assumed to have the highest car insurance premiums, the capital placed surprisingly low on the list with drivers paying almost 3.5% below the national average for their car insurance – and far less than what drivers in Longford, Waterford and other areas can expect to pay!

Counties In Ireland With Lowest Car Insurance Costs

On the other end of the scale, drivers in Laois, Wicklow and Sligo enjoy significantly lower car insurance premiums compared to the rest of the country. Based on our research, the cheapest counties in Ireland for car insurance are:

1. Laois
2. Wicklow 
3. Sligo 
4. Donegal 

Regional Insights on Car Insurance Costs in Ireland

Leinster: The province experiences some of the highest and lowest insurance premiums in Ireland. Longford and Carlow are among the most expensive in the country, while Laois and Wicklow have some of the lowest costs. Dublin comes in lower than expected, and below the national average, when compared to other counties.

Munster: Waterford, Limerick and Tipperary North & South have some of the highest insurance costs in Munster. While Cork and Clare are close to but still below the national average.

Connacht: The west of the country generally enjoys lower premiums with Sligo and Galway both paying below the national average. While drivers in Mayo and Roscommon can also expect to pay more affordable rates than many parts of Leinster and Munster.

Ulster (ROI counties only): Drivers in the north of the country also find themselves in a more affordable bracket. Donegal has one of the lowest premiums in the country, while Cavan and Monaghan sit near the national average.

Why Do Insurance Costs Vary by County?

Car insurance premiums are calculated based on various risk factors, including accident rates, crime levels, population density and even the number of uninsured drivers in a region. Regions with higher rates of road accidents, vehicle thefts and a high frequency of claims tend to see increased insurance costs.

What Can Drivers Do to Lower Insurance Premiums?

Regardless of where you live, there are several ways to potentially save on your car insurance costs. Your car insurance is calculated based on several different factors. Understanding these can help you make smarter choices:

Choosing the Right Insurance

Choosing the right car insurance policy for you is a matter of weighing cost against coverage. You need to consider factors like the extent of coverage, as well as the insurer’s reputation and specific policy details like personal injury or property damage coverage.

Keep a Clean Driving Record:

Keeping a clean driving record by avoiding penalties and claims can keep your premiums down in the long term. Insurers tend to reward safe and reliable drivers with a no-claims bonus which can bring down their overall premium costs. 

Choice of Car:

The type of car you drive can have an impact on your wallet when it comes to car insurance. 
Cars with larger engines, SUVs and luxury vehicles usually come with higher premiums. So choosing a smaller car with good safety features, a strong safety record and lower repair costs can lead to a drop in your rates.

Adding a Named Driver

A named driver is someone who regularly drives your car and is listed on your insurance policy – like a partner. Adding an experienced and safe named driver to your policy can help reduce your premiums. If you choose to do this, just make sure the named driver has a clean license and record as adding someone high-risk can have the opposite effect. 

Pay Insurance Annually

A lot of insurers will offer a discount to drivers who pay for car insurance annually, instead of monthly. Monthly payments can work out extra due to associated admin charges and interest so, if you can afford to, paying for your insurance upfront can save you money. 

Car Security

Investing in a security system for your car and parking in a secure location may also help reduce your car insurance premiums. Devices like immobilisers, alarms and trackers make it harder for someone to steal your car – reducing the risk of a claim. Some insurers might give a discount for cars with security systems installed.

Car insurance costs continue to be a necessary but significant expense for Irish motorists, with premiums varying greatly by county. Areas like Longford and Waterford can expect to face higher costs, while drivers in Wicklow and Sligo enjoy lower-than-average premiums compared to the rest of the country. 

As always, shopping around and understanding the factors affecting pricing can help drivers secure the best possible rates for their needs. If you need a quick reliable quote or want  advice on competitive insurance options, contact a member of the KennCo team today at 01 409 2600.

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If you’re a driver, you’ve probably experienced the moment when the dashboard warning light comes on. It can be a confusing and unsettling experience, especially if you don’t know what the lights mean or what actions to take. This article covers the most common dashboard warning lights. We will explain what it means and what to do when it comes on.  

Understanding Dashboard Warning Lights

A dashboard warning light is an indicator that warns the driver of potential vehicle problems or malfunctions. When a dashboard warning light comes on, it’s essential to take it seriously and investigate it immediately. A light can be a simple reminder or indicate a serious problem that could lead to an accident or costly repairs. 

Types of Dashboard Warning Lights

Modern vehicles have a wide range of dashboard warning lights, which can vary depending on the make and model of the car. However, some common warning lights include:

1. Check Engine Light

The check engine light is one of the most common warning lights, usually indicating a problem with the engine, transmission, or emissions system. The light could be due to something as simple as a loose gas cap or a more serious problem like a malfunctioning catalytic converter.

2. Oil Pressure Warning Light

The oil pressure warning light illuminates when the engine has low oil pressure. If the light comes on, it is essential to stop driving the car immediately and check the oil level.

3. Battery Warning Light

The battery warning light indicates that the car’s charging system is malfunctioning. The light could be a faulty alternator, battery, or wiring.

4. Brake Warning Light

The brake warning light illuminates when there is a problem with the brake system. It could be due to low brake fluid levels, worn brake pads, or a malfunctioning ABS system.

5. Airbag Warning Light

The airbag warning light indicates a problem with the car’s airbag system. If the light comes on, it could mean that the airbag will not deploy in an accident.

What to Do When a Dashboard Warning Light Comes On

When a dashboard warning light illuminates, it is essential to take immediate action. Here are the steps you should take:

1. Don’t Panic

While dashboard warning lights can be unsettling, it is important not to panic. Take a deep breath and focus on finding a safe place to stop the car.

2. Identify the Warning Light

Once you have safely stopped the car, identify the warning light and check the car’s owner’s manual to determine the issue.

3. Take Action

Based on the warning light, take the appropriate action. For example, if the oil pressure warning light illuminates, check the oil level, and add more if necessary.

4. Get Professional Help

If you cannot determine the issue or the warning light indicates a serious problem, seek professional help immediately. Driving the car could cause further damage or even lead to an accident.

Dashboard warning lights are crucial indicators that notify the driver of a potential problem in the car. By understanding what the warning lights mean and taking the appropriate action, you can keep yourself and your vehicle safe. Always be aware of your dashboard warning lights and take them seriously.

Dashboard Warning Lights
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