Young Driver Car Insurance

osdKennAdmin 7th October 2025

Young Driver Car Insurance | 10% Discount for Students

At KennCo Insurance, we understand that it can be hard to get your young driver’s car insurance or student car insurance for your first car on the road. That’s why we’re offering reliable young driver car insurance. But please don’t just take our word for it; you can get a quick online quote today to see how much you can save.  

KennCo offers young drivers monthly payment plans that make it easier for you to get your car on the road as soon as possible. We also take your past named driver experience into consideration when calculating your insurance premium. 

 

Why Choose KenCo for Young Driver Car Insurance?

As a young or learner driver in Ireland, it can sometimes feel like an uphill battle to find reliable insurance. At Kennco, we are fully committed to supporting young drivers and helping them to become safe, responsible motorists. That’s why we want to make it as easy as possible for young and learner drivers to get on the road. 

We offer great-value and reliable car insurance cover for drivers aged 17 and above, whether that’s a policy in your own name or as a named driver. Our insurance policies also offer flexible payment options and benefits that can be tailored to meet your needs as a new or learner driver. Find out more about our great options for young car insurance below.

 

 

Young Driver Car Insurance Benefits
  • Windscreen protection included for young drivers
  • 24-hour breakdown assistance including home start
  • Legal expenses 
  • Discounts for Additional Voluntary Excess
  • Personal accident & medical expenses 
  • No loss of no claims bonus for fire or theft claims
  • Named driver experience taken into account  

 

10% Discount for Students

If you’re a full time student in an Irish university, you can receive up to a 10% discount on your car insurance policy. We understand that being a student can be expensive when you add up the price of rent, books and an active social life. But your car insurance doesn’t have to be expensive. 

Simply complete an online quote and contact KennCo with your reference number on 014092600, to receive your discount. 

 

Terms and conditions apply. 



Young Driver Car Insurance TESTIMONIALS

I dealt with James over the phone to organise a policy for my car. I don’t usually write reviews, but I have to say the experience was second to none. I spoke with 8 different insurance companies before I got on with James at KennCo, and it was by far the most smooth and helpful process.

Hats off to James for being such a gentleman and making this typically tedious process so easy.

Sean L.

I had an excellent experience with Connor from the sales team. From the very beginning, he was professional, attentive, and patient in explaining every detail of the policy. He helped me find the best option for my needs, answered all my questions clearly, and made sure I understood each step of the process. His friendly attitude and dedication made everything much easier and faster.
Without a doubt, top-quality service. Thank you very much, Connor!

Adrian N.

It was wonderful experience, I got insurance on my Learner permit and then I updated the license to regular. The information and communication was great, the customer service is also good. On top of all, the insurance was so cheap and very customized according to my own needs. Highly recommend KennCo. Aron Fox was very helpful as he approached and updated the quote by taking information.

Sami U.

Young Drivers' Car Insurance FAQ

Yes. Here at KennCo, we know it is expensive being a college student with fees, rent and busy social life. We understand that you may need some help to get on the road, and we offer a 10% student discount on our car insurance for full-time students in Irish university. A bonus is that we will take previous named experience into account on your car insurance quote.

You can get a quote online at https://www.kennco.ie/car-insurance-quote/#car-quote. You can purchase online 24/7 in minutes with a choice of two payment options; Full payment or Monthly Payment Plan Available through Finance. If you would rather speak to agent and pay over the phone, contact KennCo with your reference number on 014092600.

Ring KennCo as soon as you can to inform them of the accident, even if you are not at fault. By telling us early, you will provide accurate information regarding the accident while you have a clear memory of what happened. You can make claims years after an accident has occurred, so it is better to have the details on record as early as possible. KennCo’s claim number is 01 409 2600 (select option 4) or for Out of Hours contact 01 2735195.

You can also start the process by filling out and submitting our Accident/Incident Notification Form. Once we receive your details, a member of our claims team will be in touch to go through your claim. 

Yes. You can decrease the cost of your insurance by increasing your policy excess. This means that if you make a claim on your policy you will have to pay the excess amount. For example, if you had an excess of €500, you have agreed to pay the first €500 in the event of a claim.

Yes. We calculate insurance premiums based on risk, and there is more risk that you will have a motor-related claim the longer and more frequently you drive the car.

Yes. More expensive cars tend to cost more money to fix or replace. For this reason, if you have an expensive car, you will have to pay more for insurance. KennCo specialise in high value vehicles with very competitive quotes online or over the phone with our agents.

Yes. Insurance companies rate cars between 1-50, depending on the risk involved. Vehicles at the lower side of the scale tend to have cheaper insurance. Most cars with lower-powered engines tend to have lower insurance costs.

It is more expensive to insure learner drivers as they have little experience on the road. The sooner you pass your driving test, the better because your car insurance premium will decrease the longer you hold a full license.

There are several ways to reduce your car insurance premiums as a young driver. KennCo take named driver experience into account when you apply for your first insurance policy in your own name. This essentially means that if you have been driving under a parent’s policy without claims, they will reward you for your excellent driving history.

KennCo consider all driving experience, from EDT driving lessons to named driving experience, including where they may have been a gap in cover. It is important you give all driving history information to allow us to review and allow the maximum possible discounts.

 

A modification is any change you make to your vehicle that alters it from the manufacturer’s standard settings. You must inform us of these changes. Examples of modifications include exhaust upgrades and body kits. If you don’t declare modifications, we may invalidate your cover. 

Insurance is based on the risk of the driver. It costs more because statistically, young drivers are more likely to be involved in a car accident than drivers over 25. Young driver car insurance should decrease with every year of a no claims bonus.

If you are a named driver on someone else’s policy, such as your parents, we will consider this when quoting for your insurance. You will qualify for a discount if you are claims free for 1 year or more.

Fronting is when you own a car, but the vehicle is insured in your parents’ name, where you may be a named driver. Fronting’s done to make the policy cheaper for the actual main driver who is younger. Fronting is illegal, and if caught, you could be prosecuted, and it can also cause your insurance to be invalid.

Yes, we offer our customers the option to pay monthly through a finance agreement. You will be required to pay 30% of your premium as a deposit. The remainder of your payments will consist of 9 monthly payments. You can avail of our monthly payment option when purchasing a new policy or renewing your policy. If you miss a monthly payment or a payment fails, KennCo give you 7 days to pay over the phone. Please note that you will be entering into a credit agreement with Close Brothers Premium.

Yes. It is a legal requirement to have car insurance. The minimum level required is Third Party Only, which covers you in a car accident that was your fault, and it only covers the cost of damage to the other car, not yours. Comprehensive cover provides cover for the cars involved in the accident and damage or injury to third parties involved in the accident, if you are at fault for an accident.

Driving unaccompanied as a learner is illegal and you could incur up to four penalty points and a fine of up to €120 as well as having your vehicle impounded. If the vehicle is not owned by you, the learner driver, the owner of the vehicle could be fined and the vehicle also impounded.

Learner drivers must are required by law to drive accompanied by a ‘qualified driver’ at all times. A qualified driver is anyone who has held a full, valid driving licence  for a continuous period of at least two years.

 

 

No. By law, you cannot drive a car on your own if you hold a provisional Irish licence/ learner permit. You must always be accompanied by a fully licensed driver who has a full license for at least two years. Legislation introduced in 2018 results in the vehicle being impounded in addition to penalty points and a fine. If the vehicle is not owned by the learner driver, the vehicle may be impounded and the owner fined up to €1,000.

With KennCo car insurance, you’re considered a young driver between the ages of 17-24. The insurance cost is much higher until you’re 25 when it’s then cheaper to get car insurance. KennCo insure young drivers from 17 years old and over. This can be on your own private policy, or insured as a named driver on a policy with a more experienced driver. Young driver quotes are available through our online quote form or by calling 014092600.