The home has always been a place that revolves around your family and it needs to work for you and your family. If you are looking at ways to make your home more efficient, we have some tips that can help. Whether you are looking to increase your energy rating on your home or taking on a new build there are ways to improve your current or new home with a range of home energy upgrades. It is always helpful...

As we near the end of Q1 2020 we can see how the media has been emphasising the huge impact online has. From the constant ‘fake news’ stories online, coronavirus information and misinformation overload to the recent Irish election with some political parties utilising online advertising budgets more than others. It has been proven that people are obsessed with being online. Resulting in businesses more than ever are expected to have an adequate online presence, be contactable online 24/7 and...

Updated Brexit Update - Green Cards, August 2019 Existing Irish motor insurance discs can be used as proof of insurance in the UK. Irish insurance discs contain the name of the insurer, the number or other identifying particulars of the insurance policy issued in respect of the vehicle and the period of the insurance cover. This means they are a suitable alternative to a Green Card. Note for UK registered vehicles: Green Cards will still be required for UK registered...

We are coming towards the end of January and motivation might be starting to dwindle on the goals you set yourself at the beginning of the year. We are all well and truly back to reality after the holidays and routines have begun to set in making the excuses easier. If you are struggling to keep up with your new year’s resolution, why not evaluate and prioritise the most important goals. A lot of the goals set for the New...

In our previous blog about the evolution of technology in the home, we emphasized how the value of our home contents has increased significantly. Meaning having your contents insured under your home insurance policy is vital and smart. Below are all our options available for home insurance that suits you. You never know when you might have a situation like the McCallister’s…  We have a number of different products to suit your Home Insurance requirements: 1. Contents Only/Renters Insurance...

Your home is the most expensive item you will ever purchase, and we Irish are a nation of people who like to own our homes. Is it any wonder that we like to fill our homes with all of the modern appliances that make life more comfortable for us. Perhaps we all have a little bit of “keeping up with the Jones’s” in us, so we are always upgrading or replacing things, and ensuring that we have the best and...

Should insurance brokers and customers deal with financially unrated insurance providers? This is a question that has been hugely prevalent in the last few years, particularly in Ireland. We’ve seen the chaos caused from the collapse of Quinn Insurance and every single insurance customer has been paying dearly for this since its collapse through government levies on all premiums. Prior to this, we saw this happen with the Independent Insurance Co., and since then we’ve had Setanta, Enterprise and more...

Buying your first home will bring on a range of emotions over the course of the process. From preparing, searching, waiting and finally signing on the dotted line. We believe that worrying about your new home should be left to the experts. Although, as a homeowner, you are not legally obliged to have home insurance, your mortgage lender can insist that you have a minimum protection of buildings insurance. Your lender will have first-time buyer Home Insurance options available to...

Finding the right home for your needs, arranging finance and transferring all of your possessions can mean that moving home can be a stressful time. But there are ways to make it easier... Pack Essentials Separately Pack essentials such as your kettle, milk, snacks, toilet paper, cutlery or medication separately. Once you've brought all of your belongings to your new home, the last thing you want is to have to search through dozens of boxes to find your kettle to...

The information below provides useful information in relation to your policy. This Policy Summary does not contain the full terms and conditions of your Household Policy. Subject to change. Correct as at 31 May 2017.  Section 1 - Material Loss or Damage to the Building of your Home A wide range of covers are provided under the Buildings section including: Fire, Lightning, Explosion and Earthquake Storm, Flood and Weight of Snow Persons taking part in Labour Disturbances, Malicious Damage and Vandalism...