We are coming towards the end of January and motivation might be starting to dwindle on the goals you set yourself at the beginning of the year. We are all well and truly back to reality after the holidays and routines have begun to set in making the excuses easier. If you are struggling to keep up with your new year’s resolution, why not evaluate and prioritise the most important goals. A lot of the goals set for the New...

Where was the leaving certificate weather? We have all had to go through this ritualistic rite of passage of the scorching weather during the leaving certificate exams…it seems unfair that this year we are still experiencing rain and cold in June. However, we will stay positive and wait impatiently for a well overdue heatwave. Keep the fingers crossed and check Met Éireann! As the sun does make an appearance some early mornings and late evenings, here’s some tips for safe...

In our previous blog about the evolution of technology in the home, we emphasized how the value of our home contents has increased significantly. Meaning having your contents insured under your home insurance policy is vital and smart. Below are all our options available for home insurance that suits you. You never know when you might have a situation like the McCallister’s…  We have a number of different products to suit your Home Insurance requirements: 1. Contents Only/Renters Insurance...

Your home is the most expensive item you will ever purchase, and we Irish are a nation of people who like to own our homes. Is it any wonder that we like to fill our homes with all of the modern appliances that make life more comfortable for us. Perhaps we all have a little bit of “keeping up with the Jones’s” in us, so we are always upgrading or replacing things, and ensuring that we have the best and...

Should insurance brokers and customers deal with financially unrated insurance providers? This is a question that has been hugely prevalent in the last few years, particularly in Ireland. We’ve seen the chaos caused from the collapse of Quinn Insurance and every single insurance customer has been paying dearly for this since its collapse through government levies on all premiums. Prior to this, we saw this happen with the Independent Insurance Co., and since then we’ve had Setanta, Enterprise and more...

Buying your first home will bring on a range of emotions over the course of the process. From preparing, searching, waiting and finally signing on the dotted line. We believe that worrying about your new home should be left to the experts. Although, as a homeowner, you are not legally obliged to have home insurance, your mortgage lender can insist that you have a minimum protection of buildings insurance. Your lender will have first-time buyer Home Insurance options available to...

Finding the right home for your needs, arranging finance and transferring all of your possessions can mean that moving home can be a stressful time. But there are ways to make it easier... Pack Essentials Separately Pack essentials such as your kettle, milk, snacks, toilet paper, cutlery or medication separately. Once you've brought all of your belongings to your new home, the last thing you want is to have to search through dozens of boxes to find your kettle to...

The information below provides useful information in relation to your policy. This Policy Summary does not contain the full terms and conditions of your Household Policy. Subject to change. Correct as at 31 May 2017.  Section 1 - Material Loss or Damage to the Building of your Home A wide range of covers are provided under the Buildings section including: Fire, Lightning, Explosion and Earthquake Storm, Flood and Weight of Snow Persons taking part in Labour Disturbances, Malicious Damage and Vandalism...

Purchasing home insurance cover can be an important step towards protecting your home. Home Insurance is not required by law in Ireland however you may be required to purchase a policy if you are taking out a mortgage. It can seem like a tedious task if you're shopping around looking for the best price especially if you're not even sure what is supposed to be looking for.  So what does a standard policy include and what should your home insurance cover? ...

Wondering Why Your Car Insurance is Increasing?   Car Insurance increasing is a hot topic right now because everyone is feeling it in their pockets. Here are a few reasons why this change has happened.  Firstly, most insurers in Ireland were pricing car insurance too low for a number of years so as losses mount, they inevitably have to recoup these losses.  But while lots of journalists like to write their articles from the ‘man on the street’ view in order...