Directors & Officers Liability

Directors & Officers Liability Insurance (commonly known as D&O) offers protection for directors and officers of Limited Companies, Partnerships, and Not-for-Profit organisations. It covers defence costs and legal liabilities arising from claims or prosecutions brought against them personally, in connection with their duties within the business or organisation. It also includes cover for expenses related to investigations by regulators or relevant authorities.

Corporate Reimbursement (Corporate Legal Liability) provides protection for the company and its subsidiaries against claims and investigations stemming from actual or alleged acts, errors, or omissions.

Covered Claims May Include:

• • Breach of Duty
  • Breach of Trust
  • Negligence
  • Bodily Injury or Property Damage (including those under Health & Safety legislation)

Employment Practices Liability (EPL) extends to Directors & Officers, protecting them against employee claims involving Discrimination, Constructive or Wrongful Dismissal, Harassment, Bullying, or other employment-related matters.

Who Can Bring a Claim Against Directors & Officers?

• • Employees
  • Government Departments & Authorities
  • Customers
  • Contractors
  • Competitors
  • Creditors
  • Suppliers
  • Regulatory Bodies

Examples of Personal Liability for Directors & Officers:

• • Involuntary, constructive, or gross negligence, including corporate manslaughter and breaches of Health & Safety laws
  • Wrongful Trading – continuing to trade when aware the business is or will become insolvent
  • Unpaid taxes in the event of company insolvency

Request a D&O Quote
To receive a quote, simply complete the questions below and a member of our D&O team will be in touch with you shortly.