Purchasing home insurance cover can be an important step towards protecting your home. Home Insurance is not required by law in Ireland however you may be required to purchase a policy if you are taking out a mortgage. It can seem like a tedious task if you're shopping around looking for the best price especially if you're not even sure what is supposed to be looking for.  So what does a standard policy include and what should your home insurance cover? ...

Wondering Why Your Car Insurance is Increasing?   Car Insurance increasing is a hot topic right now because everyone is feeling it in their pockets. Here are a few reasons why this change has happened.  Firstly, most insurers in Ireland were pricing car insurance too low for a number of years so as losses mount, they inevitably have to recoup these losses.  But while lots of journalists like to write their articles from the ‘man on the street’ view in order...

There are thousands of accidents every year in Ireland where injured or allegedly injured parties seek compensation. Most of these accidents involve cars or vans. Claims reported as 'whiplash' or 'soft tissue' make up 80% of these claims. Why is that? Well the answer is unfortunately very obvious – you can’t clinically disprove a soft tissue injury complaint, no more than you can prove it does exist. Car insurance increased to reflect the rising number of claims being made. So there are 3 essential elements;...

Why has Car Insurance Increased?  As we all know, car insurance prices have been rising steeply in the last few months. We’ve previously looked at some of the main reasons for this. However it is important that when you are shopping for insurance to make sure you don’t just choose the cheapest quote you find. It’s easy to forget the fact that Quinn Direct and then Setanta Insurance collapsed in recent years. It’s because of Quinn we’re all paying an...